Articles written by Shelley Elmblad

Holiday Pretzel Cookies: Simple Christmas Cookies that Won't Break Your Budget

Create a holiday budget and control holiday spending with this collection of the best holiday budget planning spreadsheet templates and holiday budgeting online tools. more...

Nov 29, 2007

Category: Baking & Desserts (general)

Need to bake Christmas cookies but you are short on time and need to stick to your budget? Bake up a bunch of these yummy budget holiday treats! more...

Nov 18, 2007

Shop at IKEA to Save Money: Shop for Low Cost Furniture, Household Items and Gifts at IKEA

Join a Freecycle Community: Save Money and Help Others with The Freecycle Network™

Whether buying gifts or looking for low-cost furniture and decorating items, IKEA has what you need at great savings. more...

Nov 1, 2007

How to Use Free Yahoo Groups: Guide to Easy-to-Use Online Discussion Forums at No Cost

Freecycle groups are an example of how we can act locally while having a global effect, save money and help others keep a frugal lifestyle as well. more...

Nov 1, 2007

Category: Internet (general)

Get the details on Yahoo! Groups, then learn how to join groups or set up your own Yahoo! Groups to share ideas and get information with these online discussion groups. more...

Oct 14, 2007

Halloween and Your Budget: Get Creative with Halloween Clearance Sales

Develop Personal Budgeting Habits: How to Make Budgeting a Money Management Habit

Take advantage of sales after Halloween to save money on food and decorating items you can use year-round. Boost your budget with Halloween clearance sales! more...

Sep 21, 2007

Summer Clearance and School Sales: Save More Money with End of Summer Sales and Back-to-School Sales

How many times have you started a personal budget and failed? You can develop successful personal budget habits and stick to your budget once and for all. more...

Sep 11, 2007

How to Shop Clearance Sales: Clearance Sales Offer Big Savings for Your Budget

Back-to-school sales aren't just for kids, and summer clearance sales save you money. Save more money on summer clearance and back-to-school sales with a shopping plan. more...

Aug 30, 2007

How to Budget College Expenses: Reduce College Debt with a Budget

Clearance sales are great for your personal budget. Save more money with some planning and by knowing where to find the best clearance sales online or in stores. more...

Aug 11, 2007

Is a Fixed Rate Mortgage for You?: Steady and Predictable: Fixed Rate Mortgages

Keeping a budget in college is important for stretching your college money and for dealing with post-college debt. more...

Aug 6, 2007

Category: Personal Debt Management

Fixed rate mortgages are always offered as options for home financing. Get the details on fixed rate loans and decide if this type of mortgage fits your financial plan. more...

Jul 28, 2007

Budgeting Balancing Act: Saving Money or SavingTime

Creating Price Book Pages: Draw Your Own or Use Online Printables to Track the Best Prices

Finding deals to save money takes time and requires a balance between time and money. Do you tip the scales? Find out how to save time while you save money. more...

Jul 9, 2007

How to Set Up a Price Book: Price Comparison Tools

Learn how to create your own price book pages, and keep your price book updated to save money on frequently purchased items such as groceries and household items. more...

Jun 22, 2007

Online Banking is Easy on Budgets: Save Money with Great Rates and Low Fees from Internet Banks

A price book is an essential tool for comparing prices. Price books track the best prices on frequently-purchased items, such as groceries and household items. more...

May 22, 2007

Fertilizing Your Lawn on a Budget: Save Money on Lawn Care for Canada and Midwest to Northern U.S.

Online banks offer high interest rates on savings accounts and time-saving online account management tools. Grow your savings while saving money with Internet banking. more...

May 18, 2007

Mutual Fund Basics: Beginner Investing and Growing Your Savings

The cost of hiring a yard care service to fertilize your lawn rises every year. Ease your budget by doing your own lawn care and have a beautiful yard. more...

May 2, 2007

How to Choose Financial Software: Managing Your Money with Personal Finance Software

From saving for a downpayment on a house to investing for retirement, mutual funds are a great way to get started with investing. more...

Apr 26, 2007

Traditional IRAs for Beginners: Retirement Planning - United States

Personal finance software simplifies money management. Get help choosing financial software, and find the best software to manage your personal finances. more...

Apr 23, 2007

Speadsheets for Your Budget: Personal Financial Planning Tools

Do you think Individual Retirement Arrangements, better known as IRAs, are confusing? Find out what an IRA is in simple terms and learn about traditional IRAs. more...

Apr 5, 2007

How to Choose a Charity: Find a Non Profit for Charitable Donations

Spreadsheets simplify creating a budget while organizing planned income and expenses, and you have many good spreadsheets to choose from. more...

Mar 21, 2007

Category: Personal Tax Planning

Tips for choosing charities, deciding what to donate to non profits, and finding charity ratings and financial reports. more...

Dec 16, 2007

Graceful Regifting: Gift Giving on a Budget

Budget Better - Buy More Turkey: When to Buy, How to Choose, Roast and Store Turkey

Is regifting worth the savings for your budget? Only with the right intentions. Find out how to regift thoughtfully while sticking to your gift-giving budget. more...

Dec 2, 2007

Healthy Cost-Cutter Turkey Soup: Delicious Use of Turkey Left Overs is Great for Grocery Budgets

Buying extra turkey during holiday sales is a great move for your budget. Get the facts on choosing, cooking and freezing turkey to save money year-round. more...

Nov 28, 2007

Category: Healthy Cooking (general)

Low cost, good-for-you turkey soup recipe extends turkey leftovers and stretches grocery budgets. Enjoy turkey vegetable soup now, and freeze some for quick meals later. more...

Nov 13, 2007

Free Coupons on Your Cellphone: Cellfire Free Digital Coupons Add Convenience to Savings

Free Personal Finance Software: Top 3 Free Online Finance Software Programs

With more than 220 million Americans using cellphones today, Cellfire saves budget-conscious consumers a lot of money with free coupons delivered to their cellphones. more...

Nov 1, 2007

Save Money with Generic Drugs: Answers to Questions on Generic Drug Safety and Savings

Take a look at the top three free online personal finance software options and see how you can manage your money and save money with free financial software. more...

Oct 19, 2007

Buying New Clothes on a Budget: High Quality Clothes at Budget Prices

Find out just what a generic drug is, why generic drugs are so inexpensive and how you can be sure these medications are safe to use. more...

Sep 27, 2007

How to Start a Personal Budget: Successful Budgeting Starts with Goals and Resolutions

Steve & Barry's sells stylish, quality clothing that won't break your budget. With the addition of budget clothing for women, Steve & Barry's now serves everyone. more...

Sep 21, 2007

How to Freeze Food and Save Money: Use Your Freezer to Save on Groceries

You want to be more responsible with your personal finances, and you know you need a budget, but where to begin? Start here to learn how to start a personal budget. more...

Sep 5, 2007

Is Assisted Living Affordable?: Planning to Share Your Home with Aging Parents

Did you ever buy sale food in bulk but get it home and wonder how to store it all? Get tips for freezing food so you can buy sale food and store it for later use. more...

Aug 17, 2007

College Employment with Work-Study: Federal Work-Study Program for College Students

When expenses pile up for household maintenance and in-home care, having your parents move in can be a cost effective and rewarding alternative to assisted living. more...

Aug 11, 2007

Quicken Deluxe Features: Budgeting and Personal Finance Software

The Federal Work-Study program supports college employment on or off campus to help college students defray college costs. more...

Aug 1, 2007

Price Books - Word Processsed: Make Forms with Word Processing Software

Quicken is an excellent choice in personal finance software, adding improvements or new features each year to meet evolving needs of new and current customers alike. more...

Jul 14, 2007

Electronic Price Books: Spreadsheets, PDAs and SmartPhones

Price books are an important personal budgeting tool for comparing prices, and making your own pages for a price book is easy with these instructions. more...

Jul 2, 2007

Budget Lawn Care - Overseeding: Saving Money on Lawns in Midwest to Northern U.S. and Canada

Tracking prices is easy with a price book in a spreadsheet or on a PDA. Read on to see learn to set up an electronic price book in a spreadsheet or on a PDA. more...

Jun 4, 2007

Lawn Maintenance on a Budget: Save Money on Lawn Care for Canada and Midwest to Northern U.S.

Restore your lawn while saving money by overseeding thin and bare spots yourself. more...

May 18, 2007

How to Choose Mutual Funds: Beginner Investing and Growing Your Savings

You can save money and have the best yard on the block. From proper mowing to treating soil compaction, learn the details of maintaining your lawn on a budget. more...

May 12, 2007

Plan to Get Out of Debt: Six Steps to Pay Off Credit Cards and Loans

Choosing mutual funds for individual savings goals requires some thought before investing. Discover what to consider and what research to do before choosing a fund. more...

Apr 28, 2007

Category: Personal Debt Management

Many people find themselves overloaded with debt from credit cards and installment loans. Make a plan to reduce debt for sound personal finance management. more...

Apr 23, 2007

Roth IRAs for Beginners: Retirement Planning - United States

Budget Templates for Spreadsheets: Personal Budget Planning Tools

IRAs, or Individual Retirement Arrangements, are not difficult to understand. Learn about Roth IRAs and find out what an IRA is in simple terms. more...

Apr 6, 2007

Creating Your Budget on Paper: Personal Financial Planning

Get spreadsheet templates andd learn how to use spreadsheet budget templates to simplify creating a personal or household budget. more...

Mar 29, 2007