Articles written by Felicia A. Williams

Felicia A. Williams, Felicia A. Williams

All 187 articles written by Felicia A. Williams



Landlord Insurance Policies Do Not Cover Tenants: What Renters Should Look for When Purchasing Insurance

Category: Home/Property Insurance

When it comes to buying insurance for a residence, many people think homeowners insurance is only necessary if you own a home. Nothing could be further from the truth. more...

Vacant or Unoccupied House What's the Difference: How Homeowners Insurance Companies Respond to Home Vacancies

Category: Home/Property Insurance

To the layperson the term 'vacant' means the same as 'unoccupied.' However, in the world of insurance, they have two very distinct and different meanings. more...

Auto MSRP Sticker Price or Invoice Price: How to Negotiate the Best Price When Buying an SUV or Car

Category: Consumer Education (general)

The consumer love affair with SUVs has prompted car buyers to become more educated about how new cars are priced and whether or not they're getting a good deal. more...

Canadian Used Car History Reports: Is CARFAX a Viable Reporting Option?

Category: Consumer Education (general)

When it comes to learning about a used car's history, CarProof, a Canadian-based company is most probably the better option if purchasing a pre-owned car in Canada. more...

Making Money With a New Blog: Advertising Options for Web Sites With Low Traffic

Category: Blogs

As a blog's audience grows, the methods for monetizing it may change. Some advertising options only become available once a blog has reached a certain traffic flow level. more...

New Jersey Basic Automobile Insurance Policy: Why its Important to Purchase More than the Minimum Coverage Limits

Category: Automotive Insurance

Driving without automobile insurance is against the law in New Jersey. As such, uninsured drivers can face large fines, and/or imprisonment. more...

Choosing the Best Car Insurance Price Quote: How to Compare and Select the Right Auto Insurance Policy

Category: Automotive Insurance

Auto insurance shoppers are looking to get the most for their premium dollar. The current economy has heightened the need to review prices and select the best quote. more...

Applying for Online Writing Gigs: When to Submit Writing Samples to Publishers and When to Pass

Category: Freelance Writing (general)

The Internet seems to have an insatiable appetite for new and unique well written content. This creates many online writing opportunities for freelance writers. more...

Free Used Car Safety and Reliability Ratings: Take Advantage of No Cost Pre Owned Vehicle Information

Category: Consumer Education (general)

Anyone in the market for a used car understands the importance of finding out as much about the vehicle's history to ensure the purchase of a reliable car. more...

Purchasing Homeowners Insurance in California: Consumer Tools to Help Policyholders Find the Best Coverage

Category: Home/Property Insurance

Before shopping for and purchasing a homeowners insurance policy in the state of California, residents should visit the California Department of Insurance website. more...

Purchasing Pet Insurance: Where Should One Begin when it Comes to Insuring a Pet

Category: Health Insurance

Depending on the age and health of a pet, purchasing pet health insurance can help to take the financial sting out of costly veterinary procedures. more...

The Freelance Writing Mindset: It Takes More Than Writing Skill to Become a Well Paid Writer

Category: Online Publishing (general)

With increased need for online content, freelance writers have a large pool of sites to choose from. The Internet is a major contributor to feeding the starving writer. more...

Guide to New York Homeowners Insurance: How to Purchase an Insurance Policy for a Home Condo or Apartment

Category: Home/Property Insurance

New York residents looking to purchase homeowners, tenants or condo insurance should avail themselves of the resources as offered by the NY State Insurance Department. more...

Selecting Lucrative Keywords: How to Use Keyword Research to Earn Money Writing Online

Category: Online Publishing (general)

Freelance writers looking to make money writing online need to understand the importance selecting lucrative keywords. Keyword research is essential for internet writers. more...

Filing an Unemployment Insurance Claim: How to Obtain State Unemployment Benefits after Losing a Job

Category: Insurance (general)

Unemployment insurance, while following federally established guidelines, is administered on the state level. Each state determines the amount, eligibility and duration. more...

Expediting a Short Term Disability Claim: Why Patients Must be Actively Involved in the Insurance Claim Process

Category: Health Insurance

Short Term Disability insurance covers an employee while he is out of work as a result of an injury or illness. The insurance company pays a percentage of his salary. more...

Water Damage and Faulty Workmanship: What Will a Homeowners Insurance Policy Cover

Category: Home/Property Insurance

Homeowners should choose words wisely when reporting a claim to an insurance company for a loss or damage to their home caused by water. more...

Filing a Short Term Disability Claim: Tips on How to Facilitate the Medical Claim Process

Category: Health Insurance

Unlike an automobile or homeowners insurance claim, a short term disability claim requires diligent follow up and coordination on the part of the claimant. more...

Eating for Colon Cancer Prevention: What Can One Do to Reduce the Likilihood of Colorectal Cancer

Category: Cancer

Colorectal cancer is a type of cancer that is preventable and extremely curable when detected early. Healthy eating habits and active lifestyle is a key for success. more...

New York Used Vehicle Lemon Law: How to File a Claim Against an Auto Dealer in NY

Category: Consumer Rights

The current economic times are forcing more and more New Yorkers to purchase or lease used vehicles. Finding the right used car saves on the purchase price and insurance. more...

Monetizing a Site With Inline Text Ads: Google AdSense Alternatives for Small to Medium Sized Sites

Category: Blogs

The current economic condition has more and more first time bloggers seeking advertising in an attempt to turn their online writing hobby into a money making venture. more...

Homeowner Insurance Coinsurance Clause: How to Determine the Right Coinsurance Requirement for a Home

Category: Home/Property Insurance

Coinsurance is not something new in the insurance industry. It is, however, something that some policyholders seem to have a difficult time understanding. more...

NYS Driver Responsibility Program: New York DMV Deters Motorists from Repeating Unsafe Driving Habits

Category: Automotive Insurance

As of November 18, 2004, New York State's Vehicle and Traffic law instituted a penalty system that deters drivers from repeating unwanted motor vehicle behavior. more...

Ways to Auto Populate a Twitter Account: How to Automate New Blog Posts to Display as Tweets

Category: Blogs

With Twitter's growing popularity, many bloggers realize the importance of sharing their latest posts on their Twitter page.Twitter is a useful tool for driving traffic. more...

Living with Osteoarthritis: How to Reduce Joint Pain and Increase Mobility

Category: Arthritis

Osteoarthritis is a degenerative arthritic condition which is caused by the breakdown or wear and tear of the cartilage that cushions the joints. more...

RSS Feeds for the Internet Newbie: Creating an RSS Email Subscription Option Using Feedburner

Category: Blogs

An RSS feed is a must for bloggers who wishes to increase readership. An astute blogger understands that internet newbies may require an alternative subscription option. more...

Homeowners Insurance Valuation: How to Determine the Replacement Value of a Home

Category: Home/Property Insurance

When it comes time to purchase a homeowners insurance policy, consumers should have an idea of the replacement cost of their home before contacting an insurance agent. more...

Finding Homeowners Insurance in New Jersey: State Government Tools that Make Shopping for Insurance Easier

Category: Home/Property Insurance

The New Jersey Department of Insurance provides free online tools for residents looking to secure homeowners or renters insurance in their state. more...

Teenagers and Tax Filing: When is a Teen Required to File Federal Taxes?

Category: Personal Tax Planning

Parents have a difficult enough time raising teens without having to worry about whether or not their teen's earnings or investment income must be claimed on taxes. more...

Teen Drivers and Auto Insurance Rates: How to Get the Best Rate for a Teenaged Driver

Category: Automotive Insurance

According to the Center for Disease Control, teens only represent 14% of the U.S. population, but they account for 58% ($23 billion) of the total cost for auto injuries. more...

Free Car History Reports: How to Obtain Free Information Before Buying a Used Car

Category: Consumer Education (general)

With the economy in a tenuous position and banks tightening their lending requirements, many consumers are forced to purchased used cars instead of brand new ones. more...

Workers Compensation Experience Modification: How Monitoring Claims Helps to Lower Experience Mods and Premiums

Category: Business Insurance

Workers Compensation is a mandatory coverage and there's no way a legitimate business can get around purchasing a policy. more...

How to Purchase Flood Insurance: Determining if a Property is Located in a Flood Zone

Category: Insurance (general)

The worst time to find out a property is not covered for flood insurance is after a flood occurs and the property is damaged. more...

Supplement Basic Medicare Coverage Parts A & B: How to Analyze Medigap Supplemental Insurance Options

Category: Health Insurance

Medigap is a supplemental medicare insurance. Unlike Medicare Parts A and B, Medigap is sold through private insurance companies. more...

Substance Abuse Rehabilitation Centers: Are Drug Rehab Facilities Covered by Group Health Insurance?

Category: Health Insurance

When a family discovers that a loved one has a substance abuse problem, the first response is to intervene and offer support to assist the abuser kick the habit. more...

Pre-Existing Conditions and HIPAA: How to Get Group Coverage for an Existing Medical Condition

Category: Health Insurance

It's no secret that insurance companies do not want to insure preexisting conditions. However, Federal legislation has forced health insurers to rethink their position. more...

Life Insurance for the Extreme Athlete: Where Do Extreme Sports Participants Go for Life Insurance Coverage

Category: Life Insurance

Where does an extreme sports participant go to find life insurance? The riskier the extreme sport, the more difficult it becomes to find affordable life insurance. more...

Analyzing Dental Insurance Coverage: How to Select the Best Dental Plan for Your Needs

Category: Health Insurance

Individuals must take time to analyze the dental insurance plans offered by their employer's group health coverage. No longer is it prudent to select the cheapest plan. more...

Pre-paid Credit Cards vs. Secured Credit Cards: Financial Institutions Offer Both but which Credit Option Works Best

Category: Personal Budgeting/Finance (general)

Individuals who cannot secure a traditional credit card must understand the available options and consider a pre-paid or secured credit card. more...

Handling the Emotional Stress of a Bad Economy: With Each Financial Downturns Comes Anxiety and Uncertainty

Category: Mind/Body Fitness (general)

There is no doubt that the economic downturn has affected more than retirement funds, investments and house prices. People are pulling in their belts and worrying. more...

New York City Debt Collection Laws: City Residents Must Know What Collection Agencies Can and Can't Do

Category: Personal Budgeting/Finance (general)

New York City residents are protected from debt collector harassment as a result of a stringent set of rules and regulations enacted specifically for the five boroughs. more...

Choosing a Pay as You Go Cell Phone Plan: How to Decide Which Pre Paid Plan is Best

Category: Cell Phones

Consumers who want to enjoy the convenience of a cell phone but not the inconvenience or monthly bill should look into pay as you go or prepaid cell phone plans. more...

Zero Percent Credit Card Offers: Consumers Can Use the No Interest Charge Cards to Their Advantage

Category: Personal Budgeting/Finance (general)

Before throwing away one of the many zero percent credit card offers received in the mail, consumers should take a moment to review the offer. more...

Earn Extra Money Working from Home with Oboulo: An Opportunity for Freelance Writers Looking to Divirsify

Category: Freelance Writing (general)

Freelance writers looking to earn extra money working from home can do so by writing for Oboulo.com. It's free to join and no obligation required. more...

Pennsylvania Commuters Save Time with E-Z Pass: How to Apply for the Money Saving Transponder

Category: Business Road Travel

Pennsylvania commuters can avoid long toll lines and save valuable time and money on toll roads such as the Pennsylvania Turnpike with an E-Z Pass device. more...

How Writers Can Earn Money with Textbroker: Another Online Opportunity for Content Providers

Category: Freelance Writing (general)

New freelance writers looking to earn a little money and build some experience writing for a publication should look into writing for Textbroker.com more...

Save Time with Virginia E-Z Pass: How and Where to Apply for the Money Saving Transponder

Category: Business Travel (general)

Accepted on many toll highways and bridges in states across the eastern U.S. coast, Virginia E-Z Pass transponders save commuters valuable time and money. more...

New Jersey E-Z Pass: How and Where NJ Commuters Can Order the Time Saving Device

Category: New Jersey Travel

Garden State drivers know how important it is to have a New Jersey E-Z Pass tag. It makes driving through the NJ Turnpike or GS Parkway easier and cheaper. more...

New York E-Z Pass Tags: How to Order the Time Saving Device

Category: New York Travel

Anyone who has had the pleasure of driving across the bridges and tunnels of New York understands the importance of having the NY E-Z Pass tag. more...

Generate Targeted Blog Traffic with BlogRush: A Simple Tool for Improving Readership

Category: Website Marketing

Anyone who owns a blog knows how important it is to receive quality traffic. The blogger's challenge is to find the most efficient way to increase traffic to the blog. more...

Becoming a California Bail Bondsman: How to Meet the State's Licensing Requirements for Bail Agents

Category: Law Careers

California criminals who are unable to post the court-required bail usually seek the services of a bail bondsman. more...

Economical Food Shopping: Tips on How to Save Money at the Grocery Store

Category: Home Management (general)

Consumers are forced to look for ways to modify their food shopping habits in order to keep up with ever-increasing cost of living. more...

Environmentally Friendly Babies: Ideas for Reducing an Infant's Non-Biodegradable Trash

Category: Infants & Toddlers (general)

Baby's get a bad rap when it comes to being environmentally friendly. Between the baby food jars and the diapers, they leave a rather large environmental footprint. more...

Green Giving and Recycled Gifts: How to Choose Environmentally-Friendly Gifts for All Occasions

Category: Reducing Waste

Re-gifting takes on a whole new level when consumers decide to give gifts from the earth. Why not truly give recycled gifts? more...

High Fructose Corn Syrup: Does This Sweetener Deserve its Bad Reputation?

Category: Food Facts

To some, high fructose corn syrup is known as corn syrup on steroids. Do we really need to stay away from this powerful sugar alternative? more...

Pre-existing Conditions: Health Insurance Alternatives for Ohio Residents

Category: Health Insurance

Do Ohio residents have insurance options when they've been denied health insurance coverage due to a pre-existing condition? Yes they do. more...

Selecting Laundry Detergent: How to Choose the Right Detergent for Washing Your Clothes

Category: Home Management (general)

Faced with so many choices when it comes to buying laundry detergent, how do you know you're choosing the right one? more...

How to Clean a Laptop Screen: A Quick Fix Solution to a Dirty Screen Problem

Category: Computer Hardware/Accessories (general)

You've booted up the laptop and are ready to get to work only to find that the screen is dirty with greasy fingerprints everywhere. What an annoyance. more...

Creating a Small Business Website: How to Choose the Right Web Hosting Company

Category: Small/Home Business (general)

A business' website is only as good as its reliability. Do you know how to choose the right web hosting company for your business? more...

Builders Risk Insurance: Seven Tips for Insuring Your New Construction and/or Addition

Category: Home/Property Insurance

Building a new home, office or adding onto an existing structure is exciting. However, before the lenders will lend the money, builders risk insurance must be in place. more...

Small Business Advertising: How to Advertise on a Small or Non-existing Budget

Category: Small/Home Business (general)

Not having a large advertising budget does not have to stop a small business owner from advertising. more...

Tax Filing Extension: How do US Citizens Overseas Obtain Additional Time to File Taxes?

Category: Personal Tax Planning

April 15th tax deadline is rapidly approaching, you're out of the country and need additional time in order to file. What should you do? more...

Foreign Earned Income: How Do Overseas American Citizens Report and File Taxes?

Category: Taxes

How do American citizens working overseas report their foreign earned income to the IRS in time for the April 15th deadline? They start by completing the right IRS form. more...

Small Business Tax Deductibility: How to Get the Most from Business Deductions

Category: Small/Home Business (general)

Many home-based and small business owners miss out on valuable tax deductions because of lack of knowledge and organization. Here are a few tips for claiming deductions. more...

Start/Grow Your Business: Valuable Resources for the Small and Home-based Business Owner

Category: Small/Home Business (general)

For many business owners, starting and growing a business does not come naturally. Here are three no-/low-cost resources to help get a business off the ground. more...

Non-Paying Customers: How does a small/home business collect overdue payments

Category: Small/Home Business (general)

A part of operating a small or home based business is processing invoices. In an ideal world everyone pays in a timely fashion. Unfortunately, this is not an ideal world. more...

Achieving Personal Goals: Charting Success with a Personal Goal Log

Category: Changing Personal Habits

Most people have goals but fail to achieve them because they don't write their goals down and chart their progress. Here's one method to help achieve your set goals. more...

House Clean the Green Way: Practical Uses for White Vinegar

Category: Natural Products

Housecleaning has never been more environmentally friendly. Imagine drinking the cleaning solvent used to clean the house. How environmentally friendly is that? more...

Fighting Gingivitis: It Takes More than Brushing and Flossing to Have Healthy Teeth

Category: Oral Health

Having healthy teeth requires more than just brushing and flossing. If you want to have healthy teeth, it's time to take a look at what you're putting into your mouth. more...

Home Office Productivity: Tips and Tricks for Running a Home-based Business

Category: Small/Home Business (general)

Operating a home-based business can be more exhausting than commuting to a job. Using a few of the readily available tools and services will increase productivity. more...

Paying Credit Card Debt Creatively: Reduce Debt More Quickly Using the Same Monthly Payment Amount

Category: Personal Budgeting/Finance (general)

Will it ever go away? Each month you send the monthly payment and the balance seems to remain the same. Here's how to pay the same amount and see better results. more...

Surviving Home Renovation Projects: Is Your Family Prepared?

Category: Home Renovation/Repair (general)

Home renovation/construction projects are great for the home, but can wreak havoc on a family's life. Here's how to prepare for a home renovation/construction project. more...

Life After Bankruptcy: How to Regain Financial Credit

Category: Personal Budgeting/Finance (general)

Recovering from bankruptcy is not easy. However, with patience, planning and careful spending, anyone can recover and prove that there is life after bankruptcy. more...

Cancer Awareness: How Your Community Can Help to Fight the War Against Cancer

Category: Cancer

With the incidences of cancer growing exponentially, it's time for communities all over the world to fight back. more...

Business Automobile Insurance: Underwriting Information Checklist

Category: Business Insurance

Shopping for business automobile insurance can be a painless process if you have the right underwriting information. more...

Comparing Property Quotes: What to Look For When Selecting A Property Insurance Policy

Category: Business Insurance

All property insurance policies are not the same. Make sure you compare apples to apples to ensure you select the policy that will best protect your business. more...

Workers Compensation Checklist: Information Necessary to Obtain a WC Quote

Category: Business Insurance

Having the correct underwriting information makes the process of purchasing workers compensation insurance easier. more...

Workers Compensation Fraud: Ten Tips for Detecting Fraudulent Workmens Comp Claims

Category: Business Insurance

Fraudulent workers compensation claims cost. It costs the insurance company and that cost is passed onto the employer. more...

Liquor Liability: How To Protect Your Business When it Comes to Alcohol

Category: Business Insurance

Your company is sponsoring a Christmas party. Which coverage should you buy. . . Host Liquor or Liquor Legal Liability insurance? more...

Reducing Your Homeowners Premium: Self Improvement Can Translate into Rate Improvement

Category: Home/Property Insurance

Sometimes looking in the mirror, assessing your situation and making a few much needed changes can help to lower your homeowner insurance rate. more...

Homeowner Insurance Premiums: Managing Your Home to Control Your Rate

Category: Home/Property Insurance

Once you understand your insurance company 's rating philosophy, you can manage your home to better control your homeowner insurance rate. more...

Homemade Laundry Detergent: Powdered or Liquid Which Do You Prefer?

Category: Natural Products

Hands down, making your own homemade laundry detergent is much cheaper than store bought. However, which one do you prefer...liquid or powdered? more...

Purchasing Business Insurance: Which Coverages Should You Buy?

Category: Business Insurance

Understanding which insurance coverages are mandatory from those that are not will help new small business owners determine the right types of insurance to buy. more...

Insuring Your Engagement Ring: Adequate Coverage Means Peace of Mind

Category: Insurance (general)

Congratulations you're newly engaged and sporting a beautiful engagement ring. Now the next step is to insure your valuable jewelry. more...

California Homeowners Insurance: Tips and Advice on Insuring Your Home

Category: Home/Property Insurance

With the added exposure of earthquake coverage, California homeowners have to carefully consider their options when buying homeowners insurance. more...

Tips for Finding a Long Term Care Facility: Make Sure Your Loved One Will Be Treated Properly

Category: General Medicine (general)

Hospital workers are understaffed and over worked. Can you tell if your loved one is getting proper care, or are they falling through the cracks and being neglected? more...

How to Remove Fireplace Soot: Cleaning the Surrounding Brick Wall

Category: Seasonal Home Maintenance

If you've ever had smoke billow from your fireplace and deposit soot on your brick wall, there's an easy, inexpensive way to remove it. more...

IRS Audit: How to Survive One

Category: Personal Debt Management

Although not at the top of the '10 Best Things To Do' list, an IRS audit need not be the end of the world. With the right planning and team, you can survive. more...

Tuberculosis: What Is It And How Do We Treat It?

Category: Chronic Illness

Tuberculosis (TB) is a global problem. The first part of the problem is diagnosing it. The second part of the problem is proper and complete treatment more...

Making Your Own Laundry Detergent: Washing Clothes for Pennies

Category: Natural Products

Making your own laundry detergent not only saves money, but is less harmful to the environment when using natural ingredients. more...

How to Compost Effectively: How Why When to Recycle Your Organic Material

Category: Reducing Waste

Before you begin your journey on the road to composting your organic material, make sure you've adopted the proper mindset. more...

Texas Homeowners Insurance: How to Get the Best Insurance Rate For Your Home

Category: Home/Property Insurance

Texans are faced with a few challenges when it comes to getting homeowners insurance. In spite of the weather, there are things you can do to get better insurance rates. more...

Arizona Automobile Insurance: How to Get the Best Auto Insurance Rate in Arizona

Category: Automotive Insurance

Getting a great auto insurance rate in Arizona is not hard to do if you do a little planning, a little research and know what the insurance companies are looking for. more...

Florida Homeowners Insurance: Hurricane Coverage Tips

Category: Home/Property Insurance

When purchasing homeowners insurance in Florida, there are a few hurricane coverages buyers should become familiar with. more...

How to Watch Missed Episodes of House: Enjoy Free Full Videos of Dr. Gregory House Online at Fox

Category: Prime Time TV (general)

For Dr. House fans who have tossed out their old VCRs and have yet to join the TiVo revolution, it is still possible to watch missed episodes of the House TV program. more...

Vehicle Claims and Auto Insurance Estimates: Be Prepared by Obtaining Alternative Body Shop Repair Costs

Category: Automotive Insurance

More than satisfying state requirements, auto insurance policies provide drivers with a sense of comfort in knowing that they are covered in the event of a loss. more...

Homeowners Insurance and Halloween Risks: Safety Tips on How to Protect the Home and Trick or Treaters

Category: Home/Property Insurance

Celebrating Halloween usually includes buying candy, costumes, pumpkins and scary decorations. Whoever thinks about sprucing up the insurance policy for Halloween? more...

Insurance Customer Service Representative: Skills and Qualities of a Successful CSR

Category: Insurance (general)

Insurance is more than making a sale and binding coverage. Once a sale is confirmed, it becomes all about keeping the client happy. Unhappy clients don't stick around. more...

Purchasing Auto Insurance in New Jersey: Balancing Vehicle Coverage and Premium Savings

Category: Automotive Insurance

When seeking automobile insurance New Jersey residents can take advantage of free tools offered by the state's Department of Banking and Insurance. more...

Car Insurance Coverage for Imperfect Drivers: Where to Find Competitively Priced Auto Policies

Category: Automotive Insurance

California residents with less than perfect driving records who are shopping for auto insurance should take a look at coverages offered through Survival Ins Brokerage. more...

Free PDF Creation Software: How to Easily Convert Documents to PDF at No Cost

Category: Freeware/Shareware

Just about anyone who has spent any amount of time on the computer or surfing the web has come across a PDF file. PDF documents are convenient, secure and portable. more...

Choosing a Fuel Efficient Vehicle: How to Accurately Compare Gas Mileage on New or Used Autos

Category: Consumer Education (general)

Driving a fuel efficient car not only helps the environment; it saves money which translates into extra money in the driver's pocket. Saving money is always a good thing more...

Buying Automobile Insurance in Texas: Tools to Help Drivers Select the Right Policy for Their Car

Category: Automotive Insurance

Texas residents looking to buy automobile insurance should first pay a visit to the Texas Department of insurance before contacting an auto insurance agent. more...

Securing a Blog Against Hackers: Steps to Help Reduce the Likelihood of a WordPress Hack Attack

Category: Blogs

WordPress is a popular online blogging platform used by many bloggers. The ease of use and ability to modify its functionality with plugins makes it very attractive. more...

Benefits of Payday Loans: An Occasional Cash Advance Against a Future Paycheck Isn't So Bad

Category: Insurance (general)

With the decrease in credit offered by banks and the increasing availability of payday loans, cash strapped individuals are turning to payday cash advances. more...

Free CARFAX Vehicle History Reports: How to Easily Receive Used Car History Information at No Charge

Category: Consumer Education (general)

CARFAX is an organization well known for providing used car history reports. Anyone purchasing a pre owned car understands the importance finding out the car's history. more...

Making Money From Home as a Freelance Writer: Is it Financially Lucrative to Self Blog or Write for Someone Else?

Category: Freelance Writing (general)

New freelance writers often ask the question "Is it better to place their articles on an established site such as suite101.com, or place content on their own blog?" more...

Making Money as an Online Freelance Writer: Understanding the Importance of Keyword and Keyphrase Repetition

Category: Online Publishing (general)

When the economy is floundering many people look to earning money online to help make ends meet. Becoming an online freelance writer is a great way to supplement income. more...

Cashing in on Debit Card Bonus Rewards: Cash Back and Reward Points Are Not Limited to Credit Cards Only

Category: Personal Budgeting/Finance (general)

While many banks advertise how credit card holders can benefit from bonus rewards and cash back programs, it seems that debit card holders are left out of such programs. more...

Online Writing Strategy for the Newbie: How New Freelance Writers Can Get the Most out of Internet Writing

Category: Freelance Writing (general)

Many new freelance writers are overwhelmed when it comes to how to earn money online. With so many writing opportunities, it's hard to know where to start. more...

Too Many Recipes Not Enough Organization: How to Set Up and Maintain a User Friendly Recipe Tracking System

Category: Recipes (general)

Just about everyone who likes to cook and collect recipes runs into the same problem. How to organize the recipes and find them later when needed. more...

Freelance Writing Rate of Pay: Why Some Writers Accept Such Low Pay Rates

Category: Freelance Writing (general)

There is an ongoing debate in freelance writing world regarding how low is too low when it comes to the rate of pay for freelance writing work. more...

Purchasing Used Car Extended Warranties: Tips to Consider Before Buying a Vehicle Warranty for a Preowned Car

Category: Automotive Insurance

Consumers must do homework when it comes to purchasing an extended warranty on a used car. The same effort used to buy the car should be put into selecting the warranty. more...

Windows Vista vs. Naturally Speaking: Which Speech Recognition Software Should a Freelance Writer Use?

Category: Freelance Writing (general)

Voice recognition software can catapult the freelance writers productivity similarly to the way that computer increased productivity over writing with pen and paper. more...

Paying for Medical Care after COBRA: Alternative Health Care Options after Insurance Runs Out

Category: Health Insurance

By signing the Economic Stimulus Plan into law, President Obama gave much needed relief to many out of work Americans who were struggling to make COBRA premium payments. more...

Software Compatibility Issues with Windows Vista: How to Use Old Software on a New Windows Operating System

Category: PC Software/OS

The excitement of upgrading or buying a computer with a quicker, feature-rich operating system can quickly fade if the old software is not compatible with the new system. more...

CareCredit Health Care Financing: How to Pay for Expensive Procedures Not Covered by Health Insurance

Category: Health Insurance

Having health insurance does not always mean that 100% of every procedure is covered. Sometimes policyholders are stuck paying for a large portion of the claim. more...

Reducing COBRA Payments by 65%: Economic Stimulus Plan Helps Unemployed Cut Health Insurance Costs

Category: Health Insurance

With rising unemployment and mounting debt, many newly unemployed individuals feel they have no option but to forego continuing the benefits of a health insurance plan. more...

Katherine Chancellor vs. Jill Foster Abbott: Will Jill Embrace the Results of the DNA Test

Category: TV Soap Operas

The viewers don't need to see the result of the DNA test to know two things. Kate Chancellor is alive and Jill Foster Abbott is in for a huge maternal surprise. more...

Chiropractic Care and Insurance Coverage: How to Supplement the Cost of Chiropractic Adjustments

Category: Health Insurance

The primary care physician is not always the first stop when it comes to feeling better. Many patients prefer to seek the alternative care of a chiropractor. more...

Free Vehicle Maintenance Services: How Consumers Can Save Money on Routine Car Care

Category: Personal Budgeting/Finance (general)

There are several ways car owners can save money and obtain free services when it comes to purchasing and/or maintaining a car. more...

Helpful Insurance Tool for Florida Homeowners: Taking the First Step to Finding Lower Insurance Premiums

Category: Home/Property Insurance

Florida residents, being faced with outrageously high insurance premiums, should do a little homework before selecting a homeowner's insurance policy. more...

How to Send a Free Fax from a Computer: Choosing an Online Service for Sending Faxes at No Cost

Category: Small/Home Business (general)

When setting up a home or small office, business owners can save money by using one of the online free fax services instead of purchasing a fax machine. more...

Flexible Spending Accounts: Supplement Health Insurance Coverage by Enrolling in an FSA

Category: Health Insurance

Employees who are covered under an employer-sponsored health insurance plan can supplement their health coverage through a Flexible Spending Account (FSA). more...

Locating Legitimate Credit Counseling Services: What to Look for when Seeking Help to Get out of Debt

Category: Personal Budgeting/Finance (general)

Consumers are feeling the pinch of the recession. With job loss, high prices, individuals and families are behind in their bills and falling deeper in debt. more...

Web Browsing Tips and Tricks: A Few Simple Keystrokes to Enhance Internet Surfing

Category: Web Browsers

There are a few simple keystrokes everyone should have at their fingertips to improve their internet web browsing experience. more...

Blood Donation Reqiurements: How to Boost Hemoglobin Levels to Become a Blood Donor

Category: Health Field (general)

With blood supplies hitting a dangerously low level in many areas of the country, the American Red Cross is increasing its efforts to find viable blood donors. more...

Are Colon Cleanses Really Necessary?: Things to Consider Before Starting a Colon Cleanse

Category: Natural Medicine (general)

Colon cleansing should not be considered a procedure only practiced by health nuts. Effective colon cleansing can lead to sustained health and a feeling of well being. more...

Help People Around the World and Make Money: Share Gifts With Humanity and Earn Income While Doing So

Category: Small/Home Business (general)

Anyone looking to earn money and help fellow mankind (and woman kind) should take a look at the globally reaching organization Gifts With Humanity. more...

Solar Christmas Lights: An Environmentally Friendly Way to Decorate for the Holidays

Category: Green/Simple Living (general)

There's no reason to feel guilty for decorating a house with Christmas lights this holiday season. Solar Christmas lights are an environmentally friendly alternative. more...

Legitimate Money Making Sites for Writers: How to Earn Money Without Paying a Registration Fee

Category: Freelance Writing (general)

Freelance writers, whether new or experienced, can make money writing content on the internet without having to spend a dime to do it. more...

Acupuncture and Insurance Coverage: How Group Health Insurance Plans Respond to Alternative Therapies

Category: Health Insurance

With the rise in patients seeking acupuncture as a viable pathway to optimal health, many group health insurance plans now offer coverage for alternative therapies. more...

Lowering New Jersey Automobile Insurance Cost: Preparation is Key to Cutting NJ Auto Insurance Premiums

Category: Automotive Insurance

Auto insurance is a mandatory coverage in the state of New Jersey. It may be mandatory, but drivers have a choice as to how much to buy and how much to pay for coverage. more...

Group Health Insurance for Freelance Writers: Writers Can Secure Health Coverage by Joining a Writing Association

Category: Health Insurance

Many freelance writers continue to work at a 9 - 5 job because of the security of having a health insurance plan. They fear that leaving a job will render them uninsured. more...

What to Look for in Prepaid Credit Cards: Read the Fine Print - All Prefunded Cards are Not the Same

Category: Personal Budgeting/Finance (general)

Prepaid credit cards are a convenient and viable solution for individuals in need of a credit card, but do not have the credit score to secure a standard credit card. more...

Build an Online Residual Income Nest Egg: What Freelance Writers Can do Now to Increase Earnings in the Future

Category: Freelance Writing (general)

In today's tumultuous economy freelance writers must find creative ways to secure their financial future. Residual income is one way to combat the rising cost of living. more...

Earn Money Online Writing for Demand Studios: How Freelance Writers can Suppliment Their Income

Category: Freelance Writing (general)

Demand Studios is a site where freelance writers can share their expertise and hone their writing skills while they earn money online. more...

Speed up the Graduation Process with CLEP Exams: How Students Can Earn a Degree while Saving Time and Money

Category: Colleges (general)

CLEP exams allow individuals to use life experience, job training and independent study to gain college credits without sitting through a college semester to do so. more...

Things to Know Before Rescuing a Pit Bull: Separate the Fact from Fiction When Choosing this Breed

Category: Dog Breeds

As unacceptable as his behavior was, Michael Vick's recent conviction for dog fighting did much to bring the plight of the Pit Bull to the forefront. more...

Delaware E-Z Pass Transponders: How and Where to Apply for the Device and Save Valuable Time

Category: Business Road Travel

Commuters who frequently travel on the Delaware Turnpike or cross the Delaware Memorial Bridge understand the benefits of having the time-saving E-Z Pass device. more...

Maine E-Z Pass Tags: How and Where Commuters Can Apply for the Time Saving Device

Category: Maine Travel

The Maine Turnpike Authority estimated that the average daily toll traffic exiting from York Barrier's (Exit 1) in June 2008 was approximately 47,800 vehicles. more...

Lost or Stolen New York E-Z Pass Tag: How to Report a Missing Device

Category: New York Travel

Many New York commuters have come to rely on the efficiency and money savings benefits of using the E-Z Pass tag to move quickly through New York's bridges and tunnels. more...

Healthy Homemade Fried Pizza: A Quick Tasty Meal for the Family

Category: Healthy Cooking (general)

In today's microwavable society busy parents are always looking for quick and healthy ways to feed the family. Although fried pizza sounds unhealthy, it is anything but. more...

How to Become a Debt Collector: Education and Licensing Requirements

Category: Home-based Businesses

Individuals considering a career as a debt collector should do a little self-evaluation to see if they have the character traits needed to be a debt collector. more...

Eliminate Washing Machine Odors: How to Get Rid of the Mildew Smell

Category: Home Management (general)

What does one do when the appliance that is supposed to clean and deodorize dirty clothes smells worse than the dirty clothes? more...

Out of State Job Opportunities: How to Find Employment in Order to Relocate

Category: Career Advancement

Moving to another state can be very exciting. It can also be a little unnerving if the move means searching for a new job. more...

Blog for Money: 4 Ways to Earn Income Blogging

Category: Freelance Writing (general)

Anyone with the ability to write and upload information to the internet has the tools necessary to earn money blogging. more...

Nutrition Labels: Why is There Hydrogenated Oil in My Zero Trans Fat Product?

Category: Food Facts

Ever wonder if zero trans fats really means zero trans fats? Consumers should take the time to read the entire food nutrition label before purchasing a product. more...

Green Ways to Celebrate Mom and Mother Nature: Honor Your Mother and the Environment on Mother's Day

Category: Green/Simple Living (general)

Mom doesn't mind sharing her day with Mother Nature. Why not honor them both by giving by giving Mom an environmentally friendly gift? more...

Voice Recognition Software: A Valuable Tool to Increase a Writer's Productivity

Category: Computer Software (general)

Imagine how much more you would write if you could type 3 to 4 times as fast as you do now. Now imagine that writing speed without touching a keyboard. more...

Compare Dishwashing Detergents: How to Select the Best Dish Detergent for Your Machine

Category: Home Management (general)

It takes a little bit of planning and research to find the right dishwashing detergent for your dishwasher. Choosing the right one takes time and research. more...

Home-based Business and Kids: How to Balance Parenting with Business Demands

Category: Small/Home Business (general)

Is it possible to have it all? Can work-at-home parents run a successful business and raise healthy kids? In one word...YES. more...

Teens and Dieting: Is Your Teenager on a Dangerous Diet?

Category: Teen Health

Teen years is a time of exploration. Body image and self image seem to play a large part. Is your teens self image strong enough to avoid the pitfalls of dangerous diets? more...

How to Get A New Social Security Number: Steps to Take For Obtaining a Replacement Card

Category: Personal Budgeting/Finance (general)

Most people have the same social security number for their entire life. What do people do when they are not so fortunate and have to secure a new social security number? more...

Make Money With Your Hobby: How to Take Your Passion and Turn it into a Small Business

Category: Small/Home Business (general)

Too many people spend their days slaving away at unfulfilling jobs for a paycheck. Why not create an enjoyable way to make money? more...

No More Tax Procrastination: It's Time to Put an End to Last-minute IRS Form Filing

Category: Personal Tax Planning

Will all of the last-minute tax filers please step forward? Good. Read the following 'no more tax procrastination plan' to learn how to file taxes in a timely fashion more...

Making New Year's Resolutions: Five Simple Tips on How to Make and Achieve Them

Category: Changing Personal Habits

Why not begin this New Year with resolutions that you will actually accomplish. Here are five simple tips for making and achieving New Year's resolutions. more...

Improving a Store Bought Cake Mix: How to Make Box Cake That Tastes Like Scratch Cake

Category: Baking & Desserts (general)

Not enough time to bake a scratch cake? Not to worry, this simple recipe will fool friends, family and co-workers into thinking you spent all day in the kitchen. more...

Recyclable Gift Wrapping:: Don’t Forget About the Environment During the Holiday Season

Category: Reducing Waste

When buying holiday gifts for loved ones on your shopping list, don't forget about the environment. Give the environment the gift of wrapping green. Think recyclable. more...

Home Based Collection Agencies: A much needed service with low startup costs

Category: Small/Home Business (general)

Most businesses have had to handle non-paying customers at one time or another. Why not take on the task and get paid for it? Set up a home based collection agency. more...

Creating Your Business Website: Is Your Web Presence Projecting the Right Image?

Category: Small/Home Business (general)

A Website says more about a home-based business than one might think. Does it look professional or does it look like a personal Web page? more...

Saving Money on Office Equipment: Purchasing Business Supplies and Equipment Wisely

Category: Small/Home Business (general)

A penny saved is a penny earned. A wise old saying and especially appropriate for anyone who is starting a new home or small business and purchasing office equipment. more...

Small Business Uncollected Debts: How to Hire a Debt Collection Agency

Category: Small/Home Business (general)

How does a small or home-based business handle mounting unpaid invoices when there is not enough staff to make collection calls? Try hiring a debt collection agency. more...

Personal Action Plans: A Surefire Roadmap to Success

Category: Changing Personal Habits

Some of the most successful people in the world attribute their success to writing down their goals and reviewing them daily. Why not learn from the best? more...

Make a Holiday Cryptogram: All It Takes Is an Alphabet and Imagination

Category: Holiday Kids Crafts

Kids get bored all year and the holiday time is no different. Here's a holiday craft that will keep their brain active and hands busy. more...

Missing W-2s: How to Get Tax Forms from a Defunct Employer

Category: Personal Tax Planning

It's time to prepare and file taxes, but something is missing. How can a taxpayer file taxes without having the appropriate W-2s? more...

Pool Retailers Service and Delivery: Is Your Installation Process Costing Your Business Money?

Category: Customer Management

Sometimes overlooked, the delivery and management process can save your business money. more...

Learn the Art of Negotiation: How to Get What You Want From Your Boss

Category: Employee/Management Relations

Knowing how to negotiate is key to getting what you want from your boss. more...

Workers Compensation FAQs: Frequently Asked Workers Comp Questions

Category: Business Insurance

Here you will find answers to a few of the most commonly asked questions about Workers Compensation. more...

Insurance Policy Valuation Clause: Full Reimbursement vs Paying Out Of Pocket

Category: Insurance (general)

In addition to having adequate amounts of insurance, you must check that your policy contains the right valuation clause for the items insured. more...

Business Interruption Insurance: Frequently Asked Questions

Category: Business Insurance

Any business owner that is serious about protecting profits in the event of a covered loss should consider purchasing business interruption insurance. more...

Insurance Agent or Broker: Which Should I Use and What Is the Difference

Category: Business Insurance

"As a business owner, should I use a broker or an agent?" The answer to that questions largely depends on you. more...

Workers Comp Insurance: Questions to Ask Before You Purchase a Policy

Category: Business Insurance

The topic of workers compensation can be a bit overwhelming if you are a new business. Before you buy a policy, there are a few questions you should ask. more...

Lowering Homeowner Insurance Rates: It's Not as Tough as You Think

Category: Home/Property Insurance

Purchasing a homeowner insurance policy is the beginning of a relationship between you and your insurance company. As with any relationship, open communication is key. more...

State Health Insurance Pools: A Possible Solution for High Health Risk Individuals

Category: Health Insurance

High health risk individuals not only feel the pinch of ever increasing insurance premiums, they have the added difficulty of finding a company to insure them. more...

Workers Compensation: What's Covered, How It's Rated and Where to Buy It

Category: Business Insurance

Now that the you've decided you need workers compensation, it's time to find out what it covers, how its rated and how to get it. more...

Classic vs Antique Car: Is There Really A Difference

Category: Automotive Insurance

Used interchangeably antique cars and classic cars are most often thought of as the same thing. In some circles it is and in some it isn't. more...

Mobile Home Insurance: Tips for Purchasing the Right Policy

Category: Home/Property Insurance

Mobile home insurance is not difficult to find, but you have to make sure you read the fine print to know what you're buying. more...

What is a Strategic Plan: Why Planning is So Important for Small and Home Businesses

Category: Small/Home Business (general)

Whether you run a home business or a small business, it is important to do a little business soul searching. Strategic planning helps you to work smarter. more...

Homemade Dishwashing Detergent: Washing Dishes for Pennies

Category: Natural Products

Making your own dishwashing detergent is not only easy to do, but it is environmentally friendly and can save you money in the long run. more...

Tenant Leases: How to Negotiate A Lower Rent

Category: Personal Debt Management

You've been a good tenant and your lease is up for renewal and you would like to negotiate a lower rent. It's not out of the question if you know how to go about it. more...

Dogs and Homeowners Insurance: Is Fido Causing Your Premium to Increase?

Category: Home/Property Insurance

You love your dog and know it would never hurt a fly, however, your homeowners insurance company may not agree with you and increase your rate as a result. more...

Children and Life Insurance: Is It Necessary to Buy A Policy for a Child

Category: Life Insurance

The last thing any parent wants to think of is something happening to their child. However, child life insurance better to have and not need than need and not have. more...

Classic Car Insurance: Protecting Your Investment

Category: Automotive Insurance

Maintaining and showing off your antique vehicle may fill your heart with a sense of pride, but make sure you adequately protect your investment with proper insurance. more...

New York Homeowners Insurance: Coverage Tips and Insuring the Uninsurable

Category: Home/Property Insurance

A few tips on what to look for when buying homeowners insurance along with markets to go to for those hard to insure properties. more...

Major Disasters and Insurance Coverage: What to Do When The Homeowners Policy Isn't Enough

Category: Home/Property Insurance

Not every loss is covered under an insurance policy. What do you do after a major disaster when your insurance policy does not respond? more...

Rhode Island Auto Insurance Tips: Advice for Reducing Your Car Insurance Premiums in This US State

Category: Automotive Insurance

Mandatory since 1993, Rhode Island automobile insurance is required in when registering a vehicle. Here are a few tips to lower your Rhode Island auto insurance rates. more...



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