Articles written by Harvey Z. Warren
Showing 10 Articles
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Facts About Consumer Credit Counseling Services
Traditional Consumer Credit Counseling Services (CCCS) is the plan most people seek to avoid bankruptcy, but the economy of 2008 presents new challenges.
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Does a College Student Need A Credit Card?
Every year at registration millions of college students begin their journey into inescapable credit card debt to get a free beer mug, Frisbee or t-shirt.
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My Credit Cards Are Out of Control
People think that by paying their minimums they are escaping credit trouble only to find out they are buying themselves a lifetime of debt.
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I Don't Want to Destroy My Credit Score
Debt doctors, credit fixers, attorneys and other colorful characters offer credit repair at a price, but do you really need their help?
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Will Ruined Credit Ruin My Life?
Many people will pay anything to save their credit rating only to find themselves in bankruptcy court when they ultimately can't keep up with the payments.
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The Law on Bill Collectors
Reasoning with creditors can pay off. But, if you have to get an unreasonable creditor off your back - you don't have to be a lawyer - you just need to write like one.
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Fighting Bill Collectors in Court
There is no substitute for a lawyer when you receive a summons or notice of pending legal action, presuming it is a real suit from a real law firm.
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Settle Your Credit Cards
The consumer's lack of knowledge about their rights in the credit card collection process is the source of the strong demand for the debt settlement services.
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Personal Bankruptcy, the Easy Way Out?
You've likely heard stories about debtors leaving bankruptcy court only to be handed credit card applications! So, what's the big deal about bankruptcy?
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Talking to Bill Collectors
What do you do when a collection agent calls you 50 times a day? You call them back.
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