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Articles written by Daniel Workman

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Canadian Term Life Insurance Rates Compared
Learn how to save over 65% by switching from 10-year to 20-year term life, and find more than 50% in premium savings by comparing actual rate quotes from top insurers.
Lowest Term Life Rates for Michele Obama
The First Lady serves as an excellent example of how shopping around can result in thousands of dollars in savings - even for seemingly dull term life insurance premiums.
Barack Obama Life Insurance Rates
Would President Obama pay the same premiums if he still lived in Chicago? And which insurability factor could save Barack up to $50,000 on his life rates over 20 years?
Imported Vacuum Cleaner Sales
Though made-in-USA industrial vacuums are top sellers, China leads overall vacuum cleaner sales to Canadians with twice the value in vacuum cleaners as second-place U.S.
Imported Prescription Drugs and Medicines
America is the top supplier of pharmaceuticals to Canada while Spain is the fastest-growing provider. But what about low-cost Chinese makers of drugs and medicines?
Top Websites for Online Grocery Shopping
Shopping.com, Tesco, Safeway and Alice are leading website stores catering to growing demand from consumers who shop online for their groceries.
Canadian Chocolates Offer Export Opportunities
Canada was once a leading global exporter of chocolate products but is now a nation that consumes over $120 million more in foreign-made chocolates than it exports.
Imported Chocolate Sales
America and Europe lead in imported chocolate sales. Yet Mexico, Argentina and China continue to enjoy impressive gains by selling more imported chocolates in 2009.
Nissan Car Insurance
The purchase price for a 2009 Nissan Altima is 40% higher than for a new Sentra, yet average car insurance for the more expensive Altima costs about 20% less.
Most Popular Paid Online Survey Websites
This review of hard-to-find websites for online surveys showcases 12 money paying sites led by Greenfield Online, My Survey, Cash Crate and Survey Savvy.
Ford Car and Truck Insurance
The purchase price for a 2010 F150 pickup truck is over 80% higher than for a new Ford Focus car, yet average insurance rates for the F150 are about 30% less.
Lithium Battery Sales
A potential beneficiary of demand for green electric cars and trucks, Canadian sales of lithium batteries to America, France and China were up by double digits in 2008.
Seat Belt Car Insurance Rates
Do states with the highest rates of seat belt use enjoy the lowest average auto insurance premium quotes?
How to Compare US Credit Card Rates
This simple credit card interest rate calculator instantly compares and ranks available credit cards by money savings over a 1, 2 or 3 year period.
Credit Cards Charging Lowest Interest Rates
Learn which credit cards offer the lowest interest charges by purchases, cash advances and balance transfers, with tips on how to safeguard against credit card trickery.
Auto Insurance in States that Ban Text Messaging
This article presents average car insurance quotes for all states plus the District of Columbia where text messaging devices are banned.
Imported Bluetooth Headset and Earphone Sales
Despite bans in 4 Canadian provinces on using handheld devices while driving, sales of wireless hands-free electronics dropped 14.6% during the first 9 months of 2009.
Top Websites for Weight Loss Resolutions
Spark People and Weight Watchers attract the most online users, while Biggest Loser trainer Jillian Michaels owns the fastest-growing website for weight loss resolutions.
Average Car Insurance Rates and Fatal Collisions
Do drivers in states with fewer auto accident deaths enjoy lower average car insurance premiums than states with much higher traffic mortality rates?
Most Popular Websites for Money Saving Ideas
Top money savings sites include one that offers free budget software and online debt alerts, plus a Christian finance blog that uses the Bible to teach money saving tips.
Imported Hair Shampoo Sales
A diverse range of U.S. hair shampoo products gives American-made shampoos a world-class advantage in selling this personal care commodity to Canadian consumers.
Imported Beauty Makeup and Cosmetics Sales
China is a top 3 supplier of manicure and pedicure preparations, lipstick and beauty powders, while the USA remains the leader in all cosmetics including eye makeup.
Imported Perfume Sales
Over 60 countries sell imported colognes and fragrances that Canadian consumers enjoy, led by perfumes from the US, France, UK and Italy.
Top New Year's Eve Websites
Popular New Year's Eve sites include party suppliers, an official list of resolutions, a live Internet broadcast and a site selling hangover cure tablets.
How to Find Personalized E-Gift Cards
Custom e-gift cards with personalized messages and photos are becoming popular as presents for special occasions including Christmas, birthdays, weddings and graduation.
Top Websites to Trade or Sell Gift Cards
Learn about the most popular websites that trade and sell unwanted gift cards for cash, complete with a summary of fees that each website charges.
Toyota Car Insurance
Even though a new Toyota Camry costs 40% more, average auto insurance premiums for a Camry are about the same as the yearly rates for a Toyota Corolla.
Chevrolet Car and Truck Insurance
Average auto insurance premiums for Chevrolet Cobalt and Impala are lower than rates for the more expensive workhorse truck Silverado.
Imported Whiskey Sales
Liquor brands from the United Kingdom comprise about 75% of Canadian imported whiskies including scotch, bourbon and rye.
Online Shopping for Most Popular Gift Cards
iTunes, Visa, American Express and Walmart have the most searched gift cards, while later expiry dates and clearer fee disclosure should increase gift card sales in 2010.
Shopping for Health Insurance Plans Online
The most-visited health insurance website features an online rate calculator that compares premiums for up to 16 health plans according to the consumer's home state.
Most Popular Business Christmas Card Websites
The champion of business Christmas card websites offers free corporate greeting e-cards that can include customized messages, color photos, music and videos.
Most Popular Online Auction Websites
The top 10 auction sites include eBay, another site that shows how to build online auctions, and portals that specialize in jewelry, cars, electronics and even firearms.
Most Popular Websites for Discount Coupons
Find out about the 10 leading websites that present hundreds of discount coupons and the latest cost-saving deals that help shoppers cut costs every day of the year.
Canadian Wine Exporters Seek New Drinkers
Canadian wine exports to the United States are slowing, but are gaining traction in mainland China with its vast market of 1.3 billion potential drinkers.
Imported Wine Sales
Imported wines from France, Italy, Australia and California are bestsellers, yet Argentina's New World Wines represent the fastest-growing drinks over the past two years.
Travel Health Insurance Premium Rates Sample
Online calculator provides sample premium rates for Travel Emergency Health Insurance that covers international visitors from virtually any country in the world.
Travel Medical Insurance for Foreign Visitors
Just in time for the Vancouver 2010 Winter Olympics, visitors from other nations can buy travel insurance online directly from an insurer in the destination country.
Car Insurers Compete with Online Quotes
One car insurer's website receives a dominant share of web traffic looking for auto insurance quotes, thanks to aggressive television, radio and Internet ads.
Auto Insurance Rates for Most Stolen Muscle Car
Why are the auto insurance premiums for the 7th most-stolen vehicle in the U.S. in 2008 about the same as for a less-expensive small compact that thieves seldom target?
Spreadsheet to Compare Car Insurance Discounts
Learn how to set up a worksheet that compares over 10 different types of car insurance discounts including homeownership, low mileage and paperless administration.
Philippines' Top Imports & Exports
Wheat, dairy products and eggs are some of the million-dollar food imports from America that help to feed 98 million hardworking Filipinos in the Philippines.
Auto Insurance Quotes for Most Popular Used Cars
Save money while shopping online for popular used vehicles such as the Ford Mustang, Honda Accord, Honda Civic, Nissan Altima and Toyota Camry.
How to Buy Term Life Insurance Online
This article reviews how effectively a relatively new website store offers one-stop shopping for term life insurance policies online.
How to Find a Life Insurance Agent Online
After pointing and clicking through a short list of 14 questions, online consumers are instantly matched with candidate life insurance agent profiles.
Most Popular Websites for Buying Cars
Based on recent Web statistics, AutoTrader is the most-visited automobile shopping website while Motor Trend enjoys the highest percentage of visits from search engines.
Government Export Grants and Loans
From customized guitars to handmade bird houses, these case studies show that export grants and loans from government agencies are key to international business success.
Most Popular Home Insurance Websites
Among the 14 top home insurance websites, Amica increased its online traffic the fastest while Chubb had the highest percentage of search engine visits.
Average Premium Rates for Dental Insurance Plans
For single dental coverage, monthly premium rates for these sample plans range from $15.75 to $49.75 - a difference of over 300%.
Average Home Insurance Rates by State
Average annual premium for home insurance in Louisiana is $1,317 - an amount 3.6 times higher than the $362 required to buy a similar homeowner policy in Utah.
Top Pet Health Insurance Websites
The most popular websites that offer pet dog and cat health insurance feature free online quotes.
Average Car Insurance Rate Savings by State
Drivers in over 20 American states now enjoy average car insurance rates that are at least 6% lower than average auto premium quoted in January 2009.
Average Medical Insurance Rates for Seniors
Older Canadians over age 60 can buy health insurance plans from $84 per year, while average premiums for prescription drug benefits become less expensive after age 65.
Health Insurance Rates for Self-Employed Plans
Average annual premiums for these sample private plans run from $54 for basic medical supplies and services to $2,250 for upgraded coverage with prescription drugs.
Imported Christmas Tree Sales
These sales figures show how much Canada spent on artificial Christmas trees and decorations by source country. As well, information on live Christmas trees is presented.
Singapore's Top Imports & Exports 2008
Although Singapore incurred a trade deficit with America in 2008, the Asian republic's busy shipping ports generated significant surpluses with most Asian countries.
Canadian Beer Supplies
Canada may have many popular home-brewed beers, yet Canadian drinkers consumed 73% more imported beer than the total of all Canadian beer exports in 2008.
Sample Optional Life Insurance Rates
In this case study of optional life premiums, rates for smokers are from 14% to 50% higher but at some ages are the same as for men and women non-smokers.
No Medical Group Life Insurance Conversions
Group life insurance contracts have a life conversion privilege that extends individual life insurance protection to terminating employees - even those in poor health.
Basic Group Term Life Insurance Rates
As these sample premiums show, even employees in poor health can pay the same low group term life insurance premium rates billed to fit young group members.
Inuit Art Exports from Nunavut
Inuit art sculptures represent lucrative business opportunities for Nunavut artists and their families, provided they can master international distribution channels.
Top Payday Loan Websites
These best-in-class payday loan sites depend on external factors like search engine traffic, links from other sites, as well as their own content and design.
Best Life Insurance Websites
These life insurance websites are best able to draw more visitors via online searches, with compelling content that motivates users to buy their products.
Largest US Life Insurance Companies
This analysis presents the 15 leading US life insurers with the highest revenues and profits, and lists life insurance companies by financial strength ratings.
Term Life Insurance Rates by Major US City
Term life insurance rates generally cost more for applicants living in New York, Seattle and Boston, yet those consumers can still shop for competitively lower premiums.
Online Calculator for Life Insurance Rate Quotes
Popular website quickly presents rate comparisons based on zip code without requiring consumers to enter emails, mailing addresses or phone numbers.
Tariff Duties on Imports from UK
Top imported products from the United Kingdom include petroleum, aircraft parts, medications, whiskies and black tea.
Individual Disability Insurance Sample Rates
Sample premiums rates at age 30 are nearly 12 times cheaper than rates for an individual buying long term disability insurance at age 60.
Long Term Disability Insurance Quotes
Sample quotes for long term disability insurance showcase premium rates priced on coverage amounts, payment periods, total disability definitions and LTD policy options.
Whole Life Premiums vs Term Insurance Rates
Initially whole life premiums can be over 6 times higher than term life rates, yet whole life policies offer consumers significant savings over the longer term.
Auto Insurance Lowest Rates by State
This comparison shows which states currently quote the lowest auto insurance rates and identifies where car insurance rates have fallen the most since January 2009.
Whole Life Insurance Quotes
These sample premium quotes for $100,000 in whole life insurance range from $280 for a 20-year-old woman to $6,088 for a male at age 70.
Average Life Insurance Rates for Women Under 60
The average annual premium that 20 year old females pay for 30-year term life insurance is 5 times less expensive than quoted rates for women age 55.
Average Life Insurance Rates for Men Under 60
The lowest annual rate is $127 for 20 year olds who buy a 5-year term life insurance policy, however the $151 premium per year for a 30-year term may be the better deal.
Average Life Insurance Rates for Seniors
This comparison of average term life insurance rates shows much lower premiums for women ages 60 to 80 over senior males of the same age.
Best Life Insurance Rates for Smokers
This review of term life insurance premiums for male and female smokers reveals rate savings ranging from 16.8% to 24.5% annually.
Lower Life Insurance Rates for Average Health
This comparison of 20-year term life insurance rates reveals surprisingly higher life premiums for healthier insured males and females after they reach age 60.
Tariff Duties on Imports from Brazil
Frozen poultry, tires and small cars exported from Brazil to Canada have the highest tariff rates yet Brazilian aluminum, orange juice, coffee and aircraft are duty free.
Best Life Insurance Replacement Deals
These practical case studies show how consumers can save money by replacing their term life insurance policies with lower-costing new life coverage.
Free Insurance Quotes for Term Life
Canadian consumers can now immediately compare term life insurance premium rates online, but must take care to distinguish insurance rate facts from sales pitches.
Lowest Term Life Rates in California
This analysis reveals some of the lowest term life insurance premium rates available to Californians and identifies the insurance companies that sell the policies.
Tariff Duties on Imports from Japan
Vehicle tires exported from Japan to Canada have the highest tariff rates yet made-in-Japan construction equipment and industrial robots are duty free.
Mexican Exports to Canada in 2008
Internet set-top boxes, small cars and crude oil were Mexico's top exports to Canada in 2008, which also included tomatoes and Mexican malt beer.
US Exports to Canada in 2008
Although exports of U.S. trucks fell 19.2% and medium to large cars delivered dropped 13.6%, Canada still imported US$17.1 billion worth of American vehicles in 2008.
Tariff Duties on Imports from China
Among the top 25 exports from China to Canada, only 3 product categories are fully subject to import duties while 9 classifications have partial tariff responsibilities.
Nigeria's Top Imports & Exports 2008
Petroleum is Nigeria`s highest-volume export, yet the African country also supplies millions of dollars worth of cocoa beans, natural rubber and nuts to the U.S.
Czech Republic's Top Imports & Exports 2008
To build sales to the Czech Republic, American exporters should target machinery, transport equipment, raw materials and chemical supplies for that developing nation.
Malaysia's Top Imports & Exports 2008
Computers, computer accessories and telecommunications equipment account for 52% of Malaysian exports while semiconductors generate 47% of American sales to Malaysia.
Colombia's Top Imports & Exports 2008
Rich in resource-based exports from petroleum to cut flowers, Colombia also represents a potentially lucrative import market of 45.6 million consumers.
Portugal's Top Imports & Exports 2008
Portugal exported US$338 million worth of cars and $70 million in wine to the U.S. last year, while buying $1.4 billion worth of American semiconductors and aircraft.
United Arab Emirates' Top Imports & Exports 2008
UAE imported US$4.8 billion worth of civilian aircraft and passenger cars from America last year, while exporting $472.2 in aluminum and crude oil shipments to the U.S.
China Exports to Canada
Most popular made-in-China products sold to Canada include computer notebooks, video games, toys and cell phones.
Thailand's Top Imports & Exports 2008
Nicknamed the Land of Smiles, Thailand had 3 multi-billion dollar exports to the U.S. last year: computer accessories, telecommunications equipment and fish.
Ireland's Top Imports & Exports 2008
Although the global recession hit Ireland's trade-dependent economy hard, exports to the U.S.for medicinal preparations, soft drinks, Irish coffee and wine rose in 2008.
Finland's Top Imports & Exports 2008
Nicknamed the Land of a Thousand Lakes, Finland imported nearly US$2 billion worth of automobiles and civilian aircraft from America in 2008.
South Africa's Top Imports & Exports 2008
While gold, rice and vegetables led fast-growing U.S. exports into South Africa last year, passenger cars were South Africa`s top billion dollar growth export to America.
Venezuela's Top Imports & Exports 2008
Venezuelan petroleum products exported to America cost about US$50 billion in 2008, while major U.S. exports to Venezuela include organic chemicals, rice and corn.
Denmark's Top Imports & Exports 2008
Denmark exported US$713 million worth of telecommunications equipment to America last year, while importing $263 million in American-made medical equipment.
Greece's Top Imports & Exports 2008
Medicinal equipment and pleasure boats were among the top 10 imports into Greece from America, while leading Greek exports to the U.S. include vegetables and cosmetics.
Made in America Trade Advantages 2008
From civilian aircraft to newsprint, these 20 American exports that generate multi-billion dollar surpluses prove that the U.S. can regain global economic leadership.
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