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Articles written by James Clausen

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Accounting 101 Allowance for Doubtful Accounts
Learn how to record journal transactions to allowance for doubtful accounts. Discover the affects on accounts receivable, the income statement and the balance sheet.
Accounting 101 – Deferred and Accrued Expense
Find out the definition of deferred and accrued expense. What are the differences between these two expense terms? What is the affect on the income statement?
Manufacturing Accounting – Variable Costing
Learn how to use the variable costing method for inventory value and cost of goods sold. What are the advantages and disadvantages of using the variable costing method?
Manufacturing Accounting - Absorption Costing
Learn how to use absorption costing to determine the actual cost of manufacturing the final product. Apply breakeven analysis to the absorption costing method.
Toyota Certified Used Car Program
What are the advantages of buying a preowned certified Toyota versus a regular used Toyota? A Review of the Toyota used car certification process and benefits.
Accrual Basis of Accounting vs. Cash Basis
What's the difference between the accrual basis of accounting and the cash basis of accounting? What are the affects on accounts receivable, payables, income and expense?
Accounting 101 – General Journal Entry
Learn about what distinguishes the general journal from other journals. Find out the relationship of accounting financial statements and general journal entries.
Coupon Marketing and Loss Leader Advertising
The most important aspect of creating a coupon marketing campaign is to get new customers through the door. Discover methods of coupon advertising to increase traffic.
Car and Truck Side and Rearview Mirror Features
Discover different types of car and truck side mirrors and rearview mirrors. Learn about important mirror features when buying a new vehicle or accessory add-ons.
Coupon Advertising and Marketing Campaigns
Coupon marketing campaigns can be an effective method of local advertising. Discover how to effectively create a coupon marketing campaign and what methods work best.
Customer Relationship Management and Marketing
One of the best methods for customer relationship management is a proactive process to increase customer satisfaction. Discover proactive methods of CRM marketing.
Customer Relationship Management Methods
One of the best marketing techniques for customer relationship management is one-on-one interaction with the customer. Discover methods of marketing by association.
Customer Retention and the WOW Factor
Word of mouth marketing can be the best or the worst form of advertising. Use the WOW factor to increase customer retention with positive word of mouth marketing.
Buying a New Car From the Dealership
Find out some of the mistakes that car buyers make when buying a new car from the dealership. These tips can help save some serious cash when purchasing a new vehicle.
How to Create Customer Satisfaction Surveys
Discover methods of creating customer satisfaction surveys for a high return rate. Make sure the right questions are asked to help improve customer retention.
FHA Energy Efficient Mortgage Program Info
Learn about the FHA program for purchasing energy efficient products. An FHA insured energy efficient mortgage program can help save money on utilities bills.
FHA Insured Home Mortgage Loan Programs
Discover the various home mortgage programs that the FHA insures. Some of the programs include streamline refinance, reverse mortgage and adjustable rate mortgages.
FHA Reverse Home Mortgage Qualifications
If homeowners are seeking a reverse home mortgage, an FHA loan maybe the best option. Find out the qualifications and guidelines for a FHA reverse home mortgage.
Reverse Home Mortgage as a Retirement Option
What is a reverse home mortgage? How does a reverse mortgage differ from a refinance? What are the advantages and disadvantages of using home equity as income?
Mortgage Loan Modification to Avoid Foreclosure
If a reduced mortgage payment can save a home from foreclosure proceedings, there are some government options available, but beware of foreclosure assistance scams.
Routine Vehicle Inspections and Car Checklist
Learn how to check a car's fluid levels and inspect other vital vehicle components for vehicle maintenance and safety. Use a checklist for proper vehicle inspection.
Accounting Basics – General Ledger Accounts
Learn the basics of accounting general ledgers and how they relate to the financial statements. Discover how the balance sheet and income statements are formulated.
Accounting 101 – Bank Reconciliation
Learn how to perform a bank reconciliation to ensure the check register balance. The bank reconciliation is an important part of good basic cash management practices.
Tips on Choosing the Right Winter Snow Tires
Choosing the right winter snow tires is important for safety in extreme weather conditions. Find out important facts when selecting winter snow tires.
Get Out of Debt – Paying Down Credit Cards
Learn how to create a financial plan for reducing credit card debt. Discover family money management solutions for credit card relief and debt reduction.
Personal Financial Planning – How to Budget
Learn how to create a personal family budget to help pay bills, get out of debt, or add to the family savings. Money management tips for personal budget financing.
Accounting 101 – Closing Trial Balance Sheet
Learn how to create a trial balance for the preparation of the balance sheet and income statement. The trial balance ensures the integrity of the account entries.
Small Business Management Expense Control
Business expense control is a key element to maintaining profitability. Learn how to control expenses through forecasting, budgeting and general ledger management.
Car History Check Before Buying a Used Vehicle
What kind of information does a car history search report reveal about a car? Compare the two giants of vehicle history reports, Car Fax and Auto Check by Experian.
General Accounting 101 Basic Fundamentals
Discover how the accounting process works from journal entries to the financial statements. Learn the steps to produce the balance sheet and income statement.
Small Business Inventory Management Software
Choosing the right inventory management software is an important decision for proper inventory control. Use a checklist for a comprehensive supply management system.
Inventory Management – Physical to Book Value
Matching the physical inventory to the accounting general ledger may seem like a difficult task. Learn easy methods of inventory value control and GL management.
Accounting 101 – Basic Concepts and Terms
Learn basic accounting terms like debits and credits, journals, general ledger, balance sheet and income statement. Discover accounting concepts and their relationship.
Buying a Used Car - Dealer or Private Party?
What are the advantages and disadvantages of buying a used car from a car dealer versus a private party? Used car price is one consideration, but there's much more.
First Time Home Buyer Information
Learn the steps to buying a home from choosing a mortgage lender to signing the final paper work and everything in between.
Accounting 101 – Inventory, Cost of Goods Sold
Understanding inventory and cost of goods sold is important to learning accounting basics. Learn the steps from journal to general ledger to financial statements.
Small Business Budgeting – Financial Planning
Step by step instructions on how to create a budget. Business budgeting is important for maximizing profits and giving the company financial direction.
Business Sales Forecasting – Financial Planning
Creating the sales forecast is an important financial analytical tool that gives the business direction for profitability and is the first step for creating a budget.
Budgeting and Forecasting Financial Planning
A budget and forecast are important financial analytical tools that give a business direction for future profitability, asset management and cash flow requirements.
Hybrid Cars Technology and MPG Fuel Economy
What are the advantages of a hybrid versus a non-hybrid car? How much better is the MPG of fuel consumed in a hybrid car? Are there any benefits to the environment?
Small Business Accounting - Starting a Company
Starting a new company from scratch? Learn the basic bookkeeping techniques and what accounting tools are needed for effective financial reporting.
Accounting 101 – Fixed and Operating Expenses
What is the difference between fixed expense and operating expense? Analyzing expenses from the income statement and their affect on net profit.
Saving Gas - Vehicle Preventive Maintenance
What type of vehicle maintenance will improve gas mileage? Find out what car maintenance services will increase fuel economy for improved miles per gallon.
VA Home Loan Mortgage Guaranty Information
Find out the eligibility requirements, income qualifications and the benefits of a VA home loan. The VA home mortgage has one huge benefit for U.S. Veterans.
Accounting 101 – Financial Statement Ratios
Ratio analysis of the income statement and balance sheet are used to measure company profit performance. Learn ratio analyses of the income statement and balance sheet.
Accounting 101 – Financial Statement Analysis
Ratio analysis of the financial statements is used to measure company performance. Learn various ratio analyses of the income statement and balance sheet.
Accounting 101 – Amortization and Depreciation
What's the difference between amortization and depreciations of an asset? What are the different methods of writing down an asset? Find out the affects on net income.
Used Car Lemon Laws – State and Federal
Are there lemon laws that govern used cars? Used vehicle lemon laws differ from new vehicle lemon laws. Find out how federal and state lemon laws apply to a used vehicle.
Business Appraisal – Buying a Company
An important consideration when buying a small business is the financial strength of the company. Analyze the financial statements prior to purchasing a business.
Buying a Home FHA vs. Conventional Loan
Which is better for the homeowner, an FHA or conventional loan? Find out some of the differences between an FHA vs. a conventional mortgage home loan.
FHA Streamline Loan Requirements
FHA streamline refinancing can be beneficial for lower monthly mortgage payments. Find out the guidelines to refinancing a home with a FHA Streamline loan.
Federal Mortgage Home Refinance Program
A key component for Obama's Making Home Affordable Refinance Program is to help homeowners lower their mortgage payments through a federal government refinance program.
Federal and State Car Lemon Laws
Lemon laws are designed to provide a solution for defective vehicles. Federal laws provide general protection but most states have more specific lemon laws.
Buying a Company – Balance Sheet Evaluation
An important consideration when buying a small business is the financial strength of the company. Analyze the financial statements prior to purchasing a business.
Buying a Small Business – Company Valuation
An important consideration when buying a small business is the financial strength of the company. Analyze the financial statements prior to purchasing a business.
Accounting 101- Financial Statements
Learn the basics of the three main financial statements, the balance sheet, income statement and the statement of cash flows.
Accounting 101 – Accounts Payable
Learn how to record accounts payable with the purchases journal, check register and subsidiary ledger accounts. A basic understanding of accounts payable functions.
Accounting 101 – Cash Flow Statement
The cash flow statement is an important part of businesses financial statements. The cash flow statement is a tool that shows the company's ability to generate cash.
Auto Glass Replacement and Repair
Replacing auto glass can be expensive. When should a windshield or car window be replaced instead of repaired? Find out ways to help prevent damage to vehicle glass.
Accounting 101 Balance Sheet
The balance sheet is an important part of businesses financial statements. The balance sheet is an important tool that shows the net worth of a business at months end.
Accounting 101 – Income Statement
The income statement is an important part of the financial statement. The income statement is an important tool that shows the profitability of a business at month's end.
Accounting 101 – Inventory Valuation Methods
Inventory valuation methods can have a profound affect on business net worth, income and taxation. Learn some of the more common inventory valuation methods.
Federal Mortgage Assistance Programs
A key component for Obama's Making Home Affordable Refinance Program is to help homeowners avoid foreclosure through a federal assisted loan modification program.
The Making Home Affordable Refinance Program
What is The Making Home Affordable Program? What are the qualification requirements for a mortgage loan modification versus a mortgage loan refinance?
Auto Trader Review Sell a Car Online
A review of Auto Trader's website. Does Auto Trader appeal to potential car buyers? What are the options for vehicle listings?
Accounting 101 – Fixed Asset Depreciation
Understanding fixed asset depreciation is an important part of basic accounting fundamentals. Learn depreciation entries, schedules and accruals.
Ford Certified Used Car and Truck Program
What are the advantages of buying a used certified Ford versus a regular used Ford? A Review of the Ford used car and truck certification process and benefits.
Accounting 101 – Accounts Receivable
Learn how to post accounts receivable with the sales journal and receipts journal. A basic understanding of the functions of accounts receivable.
Accounting 101 – Journal to General Ledger
Understanding how journals relate to the general ledger is one of the first steps to learning accounting basics. Learn the steps from journal to general ledger.
Small Business Accounting Software
Deciding on which accounting software system is best for business management is important for profitability. Use a checklist for a comprehensive management system.
Accounting General Ledger Management
Choosing accounting software for a business is an important decision. Flexibility with general ledgers is one important aspect for choosing small business software.
Honda Certified Used Car Program
What are the advantages of buying a preowned certified Honda versus a regular used Honda. A Review of the Honda used car certification process and benefits.
Accounting 101 – Debit and Credit
Understanding how debits and credits work is the first step to learning accounting basics. Learn the steps from journal to general ledger to financial statements.
Buying Certified Pre Owned Cars
What is a certified pre owned car? What are the advantages of buying a certified used vehicle and what's the difference from a normal used car?
Varieties and Types of Lettuce
There are many different types of lettuce. What are the nutritional values of lettuce? Find the taste and flavor of the most common varieties of lettuce.
Tips to Help Your Car Weather the Winter
As winter approaches there's certain steps that can be taken to insure a safer and more comfortable driving experience with extreme winter weather conditions.
Selling a Car Online – Choosing the Best Website
Advertising and selling a car online is a good method of attracting a lot of potential buyers. Which website is the best for listing a car online?
How to Sell Your Car Online
Advertising and selling a car online is a good method of attracting a lot of potential buyers. What are some the other reasons selling a car online is a better option?
APR Rate vs. APY Interest
Whether looking for a good rate on a savings account or a loan, banks will list an APR or an APY interest rate. What's the difference between APR and APY interest?
Tips on Buying a New Car or Truck
There's much more to buying a new car then the purchase price. Get tips on buying a new car or truck that will help to get the best deal from the new car dealer.
How to Sell Your Car – What's It Worth?
The first things that must be determined when selling a car is what the car is worth. Find out how to determine the value of the car for a fast sale using a blue book.
BBQ Grilled Turkey
Once the grill is set up to cook a turkey, it's pretty much the same as cooking it in an oven but much more fun. Learn how to cook a turkey on the outside grill.
Charcoal Grilling Techniques
Learn tips and techniques for the perfect charcoal barbeque grilling experience. When should indirect and direct cooking techniques be used?
How to Light a Charcoal Grill
Find out how to light a charcoal grill for the perfect outdoor cooking experience. Learn how to light BBQ briquettes using various methods. .
Buy or Lease a New Car or Truck
Leasing a new car isn't for everyone. There can be some advantages to leasing versus buying a new vehicle. What's better to buy or lease a new vehicle?
Cigar Humidor Storage Information
Learn how to prepare a new cigar humidor, adjusting the hygrometer and maintain the proper relative humidity settings for a great premium cigar every time.
Google Adwords Keyword Tool
Testing keywords before placing pay per click ads using the Google Adwords keyword tool is a must for keyword and search engine optimization.
What is Pay Per Click Internet Advertising?
Pay per click Internet advertising is important to get Internet traffic to a website. What is pay per click advertising, how does PPC work and how much does it cost?
What is SEO or Search Engine Optimization?
Search engine optimization or SEO is important to get Internet traffic to a website. If operating a website for profit, using pay per click ads is even more important.
Internet Affiliate Marketing Program Advertising
Finding affiliate advertising networks is one step to starting an Internet affiliate marketing home based business. Learn about online affiliate marketing advertisers.
Internet Affiliate Marketing – Finding a Niche
Looking for home-based business opportunities? Internet affiliate marketing is a popular method of starting an online home based Internet business.
What is Affiliate Marketing?
Looking for home-based business opportunities? Internet affiliate marketing is a popular method of starting an online home based Internet business.
BBQ Grilling Tips and Techniques – Gas Grill
Learn grilling tips for the perfect BBQ gas grilling experience. When should indirect or direct grilling techniques be used? When should BBQ sauce be applied?
Fixed Asset Accelerated Depreciation Methods
Accelerated depreciation can be used for tax benefits early on. The double declining balance and units of production methods are two methods of accelerated depreciation.
Fixed Asset Depreciation Methods
Straight line depreciation is a common method of fixed asset depreciation. Accelerated depreciation methods can also be a tax benefit in the early life of an asset.
Checking Account Basic Instructions
Learn how to write a check, fill out deposit slips and how to properly use the check register. Important step-by-step instructions of basic check writing.
How to Write a Check
Learn how to write a check, fill out deposit slips and how to properly use the check register. Important step-by-step instructions of basic check writing.
Varieties and Types of Edible Mushrooms
There are many different types and varieties of mushrooms. What are the health benefits of mushrooms? Find out the taste and flavor of the most common types of mushrooms.
Types of Olives – Health Benefits of Olives
There are many varieties of olives. What are the health benefits of olives? Learn about the more common types of olives and the many uses of olives.
What's the Best Type of Windshield Wipers?
There are a variety of windshield wiper blades, not to mention hundreds of brands. What windshield wiper blades are best? The answer depends on a few different factors.
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