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Will Sub-Prime Lending Affect You?
Article
The real estate market has slowed significantly over the past year. Sub-prime mortgage defaults have been an early casuality of the bursting of the real estate bubble.
Mar 22, 2007
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Michael Cook
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Up in ARMs About Sub-prime Mortgage Lending
Article
Home buyers take a closer look at adjustable rate mortgage (ARM) after U.S. financial crisis was rocked by subprime mortgages comprising mostly ARM products.
Dec 5, 2009
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Vanessa Cross
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Subprime Investors Beware
Article
The subprime fallout has the potential to be an investor boon, but with banks refocused on consumers and a soft real estate market, investors should proceed slowly
Apr 23, 2007
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Michael Cook
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Goldman Sachs Charged with Subprime Mortgages Fraud
Article
The Securities and Exchange Commission charged Goldman Sachs with corporate fraud for a hedge fund filled with risky subprime mortgage deals.
Apr 16, 2010
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Jennifer Ciotta
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Lenders and Banks to the Rescue
Article
Mortgage companies and Banks are going to great lengths to help borrowers repay their loans. This effort will be great for current borrowers, but what about the future?
Apr 17, 2007
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Michael Cook
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Mortgage Defaults Affect Prices
Article
With defaults on the rise and subprime lending on the decline, real estate prices are soon to fall. As a homeowner and future buyer, find out how this affects you.
Apr 18, 2007
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Michael Cook
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Major Bank Or Non-Bank Lender?
Article
The continual tightening of lending criteria has already limited your choice of lender, but should you go to a bank or non-bank?
Apr 25, 2009
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Craig Pickering
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The GFC: Capitalism, the Banks, and Citizen Joe
Article
Of the news-backgrounder genre, the article concept is to solicit consideration regarding the proportioning of blame-, ie. banks, regulators, and citizens.
Jun 15, 2010
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Peter Wall
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Company and Bank Bailouts in the United States
Article
In the past several decades the US government has bailed out several companies and banks. Many argue bailouts are necessary to prevent economic disasters.
Feb 6, 2011
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Cathy Herold
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Fuzzy Logic Applications for Banking and Loans
Article
Using artificial intelligence programming, such as fuzzy logic applications, for banking and loans can streamline the process of approving mortgage loan applications.
Jan 24, 2010
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Victoria Nicks
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How the Federal Reserve Board Controls Money and Banking
Article
How does the monetary system work? What is behind demand deposits? What is the Federal Reserve System? How does it control money and banks and affect money?
Jul 27, 2010
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Marcia Claesson
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Should Banks, Too Big to Fail, Be Nationalized?
Article
All forms of financial institutions have dominated the US economy the last 8 months. Should free market capitalism continue or Federal interactions dominate businesses?
Feb 26, 2009
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Frank W. Hardy
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British Banks Still Feeling the Financial Freeze
Article
As Barclays, HSBC, Lloyds and the Royal Bank of Scotland (RBS) suffer further stock market set backs, the outlook for the latter Institution seems Increasingly bleak.
Jan 20, 2009
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Christopher Wilson
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Reserve Bank of Australia Lifts Cash Rate Again
Article
The Reserve Bank of Australia lifted the official cash rate by 0.25 percentage point to 3.5% on 3 November 2009. This follows a rise in October 2009, with more expected.
Nov 3, 2009
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Jo Jackson
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Failed Banks Showed Red Flags Early, Report Says
Article
The credit and lending crisis might have been less severe if the Office of Thrift Supervision had acted on early warning signs of failed banks, a new report found.
Feb 27, 2009
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Louise Harris
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Lloyds Banking Group Adds Conditions to Interest Only Mortgages
Article
Lloyds has announced new conditions for its interest only mortgages. Will this affect those considering interest only remortgage & first time buyer deals?
May 13, 2010
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Carol Finch
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RBS: Inside the Bank That Ran Out of Money : BBC2 05/12/11
Article
RBS holds the record for the biggest loss on UK company history, £24.1 billion. The bank's rise and fall has been described as a tragedy. But for whom?
Dec 7, 2011
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Scott Graham
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The Next Mortgage Casualty
Article
General Motors surprised investors with a lower than expected profit due to GMAC's mortgage losses. Consumers can expect even more companies to fall as mortgages default.
May 4, 2007
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Michael Cook
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Mortgage Backed Securities
Article
Most consumers have no idea what a Mortgaged Backed Security is. Unfortunately, trouble in this market could have consumers paying much higher future interest rates.
Apr 25, 2007
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Michael Cook
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Credit Unions' Financial Stability
Article
What does the mortgage crisis and the financial meltdown of 2008 mean for U.S. credit unions and their members? Are credit unions affected in the same way as banks?
Oct 12, 2008
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Margaret M. Williams
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