College students who are struggling with penalty fees may find that the problem may be that statements are not being adequately stored.

Jul 15, 2009 - Gail Cavanaugh

If a credit card payment is just one day late, most banks will increase the interest rate on the balance up to 29% APR. The borrower loses his preferred low "fixed" rate.

Jul 12, 2009 - John Wu

Organization is vital to create a debt consolidation and reduction plan.

Nov 19, 2009 - Beth Taylor

Credit cards with a rolling line of credit may not need to be totally paid off when a bill arrives. Each has a minimum monthly payment. What is this & how does it work?

Feb 18, 2010 - Carol Finch

Credit card companies have a myriad of fees and charges. Sometimes these come from out of nowhere. Learn about fees; call the company to dispute charges when necessary.

Feb 17, 2010 - Jennifer Terry

Credit card statements are hard to understand. This guide provides an explanation of the most critical elements of the monthly bill.

Feb 17, 2010 - Jennifer Terry

Banks and credit providers make large profits by hitting customers with lots of small fees and charges. These extra costs can be kept down by making one quick phone call.

Mar 11, 2010 - Chris Saliba

New congressional laws have been introduced to stop excessive credit card fees, high interest and further card charges. Discover how this legislation will affect you.

May 20, 2009 - Asa Ghaffar

A late payment on a mortgage of less than 30 days is a relatively minor problem versus a payment that is over 30 days late.

Jul 9, 2009 - John Wu

Will it ever go away? Each month you send the monthly payment and the balance seems to remain the same. Here's how to pay the same amount and see better results.

Nov 17, 2007 - Felicia A. Williams

There are many benefits to using credit cards for the automatic payment of bills, but there are also several dangers. Profit by using bill auto pay with caution.

Aug 16, 2009 - Susan Brown

Strategies to decrease your credit card interest rates and allowing you to pay off your debt quicker.

Sep 21, 2007 - Debbie DeSpirt

Credit card companies won't ask you to pay off all your debt each month. Your main commitment is to make a minimum payment. How is this figure worked out?

Feb 16, 2011 - Carol Finch

When using or choosing credit cards, avoid minimum repayment, cash advances, exceeding credit limit, paying bills late, cards with reward points and charity cards.

Sep 17, 2009 - Wei Yin Wong

Credit card debt that goes unpaid can grow out of control. Consumers can negotiate with credit card companies for lower monthly payments.

Nov 23, 2009 - Candice Edwards

Unnecessary credit card expenses can be avoided by simple banking practices, resulting in a cheaper credit card, or even a credit card that makes money.

Apr 22, 2010 - Rachel Shirley

Are you considering an interest free credit card transfer, but don't want to pay any fees? Find out where to get a no fee balance transfer credit card today.

Jan 5, 2010 - Asa Ghaffar

For people who ever wondered how the credit card companies get their money, it's in the finance charges and fees. Find out what they charge and if it is accurate.

Dec 12, 2009 - William Swan

Struggling to make even the minimum payment on your charge cards? Not paying off credit card debt will help you to get approval for a debt relief program.

Aug 30, 2009 - Asa Ghaffar

One of the primary reasons why it is difficult for consumers to pay off credit card debt is due to bad spending habits they have learned over the years.

Oct 15, 2009 - Victoria Rodriguez-Baziuk