The way that a credit card is used can have a bearing on the interest rates charged. Some cards use a negative payment hierarchy that adds to the cost of borrowing.

Feb 3, 2010 - Carol Finch

Excessive credit card use leads to credit card trouble such as high credit card interest rates and poor credit ratings. Understand the impact of credit card use.

Mar 24, 2010 - Shelley Frost

Whether it is right or wrong, there is a lot you can do about negative information on your credit report. Following are steps to take and how to fight it.

Jan 20, 2008 - L. Marie Dubuque

A guide to credit card management and a consideration of whether or not there is really such a thing as zero interest credit cards.

Dec 12, 2010 - Frank Smith

When people apply for credit cards, they may not realize that their low interest rates might soar within months. Low interest rates are usually a short-term perk.

Nov 6, 2009 - April Bowles

Credit cards with a rolling line of credit may not need to be totally paid off when a bill arrives. Each has a minimum monthly payment. What is this & how does it work?

Feb 18, 2010 - Carol Finch

Convincing a credit card company to lower your interest rate isn't as hard as you might think. Tips on reducing your monthly credit card bill even with late payments.

Jan 13, 2008 - L. Marie Dubuque

Organization is vital to create a debt consolidation and reduction plan.

Nov 19, 2009 - Beth Taylor

Research undertaken by Warwick University has shown that many credit card customers are almost compelled to pay only the minimum payment on their credit card bills.

Apr 25, 2009 - Neil Gunn

A zero percent transfer is a way of avoiding interest payments and saving money. A 0% or low rate balance transfer could clear credit card debt far more quickly.

Dec 25, 2009 - Asa Ghaffar

Are you looking for a low APR credit card because the balance isn't settled at month end? Find out how to get approval for the lowest interest credit cards.

Jan 28, 2010 - Asa Ghaffar

Although banks are more cautious about how much they lend and to whom they lend, zero percent introductory APRs for balance transfers and rates still exist.

Dec 23, 2008 - Alex Sharp

Having a credit card is thrilling for college students, but be careful. Here's some advice on how to use your credit card wisely and how to avoid debt and bad credit.

Jan 20, 2007 - Naomi Rockler-Gladen

A debt free solution provides an alternative to bankruptcy that can eliminate debt. Settling credit card debt involves making a partial debt repayment to creditors.

Aug 24, 2009 - Asa Ghaffar

As the U.S. economy continues to experience difficulties, the American public needs to take control of their own finances. Tips are provided for managing credit cards.

Mar 26, 2008 - Laura Block-Stewart

The best secured and unsecured credit cards for poor credit not only have a high credit limit and low charges, they also help to fix a bad credit history. Apply today.

Aug 24, 2009 - Asa Ghaffar

Want to increase your chances of getting out of credit card debt? Reduce your revolving debt by paying more than the minimum payments and prioritizing creditors.

Jul 31, 2009 - Victoria Nicks

Credit card debt that goes unpaid can grow out of control. Consumers can negotiate with credit card companies for lower monthly payments.

Nov 23, 2009 - Candice Edwards

Credit card companies now include how long it takes to pay off a credit card using only minimum payments each month. Why does it take so long?

Apr 29, 2010 - James Hutchinson

Paying off credit cards by interest rate or amount is always better than spread loading payments.

Jun 8, 2010 - Christopher Pascale