Convincing a credit card company to lower your interest rate isn't as hard as you might think. Tips on reducing your monthly credit card bill even with late payments.

Jan 13, 2008 - L. Marie Dubuque

Consumers who carry a balance on their credit cards know the stress that it can cause. Some easy steps will help lower or elminate credit card debt.

Feb 1, 2010 - Laura Wilson

Is a shortage of disposable income making it impossible to get out of credit card debt? Lowering debt can be achieved with the help of a debt free plan.

Jun 14, 2010 - Asa Ghaffar

Long term credit card holders may find that their credit card interest rates doesn't look so good over time. How can consumers get a lower card interest rate?

Jan 21, 2010 - Carol Finch

Consolidating debt should be a last resort, and for consumers drowning in payments, it may be the life vest that saves them from going completely under.

Sep 28, 2010 - Christopher Pascale

Credit card debt can mount easily. When it gets too far out of hand it may be time to consider a debt consolidation program.

Sep 23, 2010 - Christopher Pascale

Financial self empowerment requires eliminating credit card debt once and for all.

Apr 13, 2009 - Ellen Wilson

It is so easy to pull out the credit card to pay for purchases and worry about paying it off later. Credit card debt management is crucial now before interest rates rise.

Sep 17, 2009 - Sally Luxton

An overview of the features, expert insights and misconceptions related to credit card debt.

Dec 18, 2009 - Ripa Ajmera

A zero percent balance transfer card can be used to avoid interest & eliminate credit card debt far more quickly. The process of eliminating debts can be accelerated.

Nov 29, 2008 - Asa Ghaffar

Making minimum payments on credit card balances is a guaranteed way of staying in debt. There are ways to reduce credit card debt while avoiding common mistakes.

Feb 22, 2010 - Hillary Smith

Simple ways to help pay down credit card balances faster while keeping in budget for other expenses.

Sep 30, 2011 - Shannon Webster

Credit card debt that goes unpaid can grow out of control. Consumers can negotiate with credit card companies for lower monthly payments.

Nov 23, 2009 - Candice Edwards

Are you paying a fortune in credit card interest rates? Use these tips to lower your rates.

Jan 26, 2011 - Vivian Priddy

With credit card debt spiraling out of control for many, consolidation programs may provide a fresh start to getting out of debt and on the road to financial freedom.

Aug 19, 2009 - Fleur Hupston

Personal debt can get out of control quickly. There are a number of ways to reduce personal debt without resorting to bankruptcy and ruining credit.

Apr 9, 2010 - Melissa Nykorchuk

Just ask. A quick five-minute phone call to a credit card issuer could save the average consumer hundreds, even thousands, of dollars in interest charges.

Jul 7, 2010 - Amanda Griffith

Consumers considering an interest free credit card should carefully calculate all credit card fees and repayments in addition to the purchase price. Is it really a deal?

Sep 15, 2009 - Sally Luxton

When people apply for credit cards, they may not realize that their low interest rates might soar within months. Low interest rates are usually a short-term perk.

Nov 6, 2009 - April Bowles

Getting out of credit card debt can be difficult. Here a guide to reducing interest rates and lowering credit card debt without taking out a loan.

Jun 25, 2010 - Kara Gleghorn