The average credit card carries an annual interest rate of about 20%, compounded monthly. Credit card debt can quickly become financially devastating.

Feb 10, 2010 - Marjorie McAtee

Strategies to decrease your credit card interest rates and allowing you to pay off your debt quicker.

Sep 21, 2007 - Debbie DeSpirt

Want to increase your chances of getting out of credit card debt? Reduce your revolving debt by paying more than the minimum payments and prioritizing creditors.

Jul 31, 2009 - Victoria Nicks

For those caught in a web of credit card debt, there are ways to get out of debt now.

Jan 6, 2010 - Jeanne Grunert

Credit cards are very useful in today's world, but if the balance is not paid in full each month, interest costs can put the user into a spiral to financial difficulty.

Oct 26, 2009 - James Hutchinson

Hundreds of people are drowning in credit card debt. This causes them to feel stressed and depressed, spend on credit again and so the vicious cycle continues.

Aug 13, 2009 - Fleur Hupston

Consumers who carry a balance on their credit cards know the stress that it can cause. Some easy steps will help lower or elminate credit card debt.

Feb 1, 2010 - Laura Wilson

Simple ways to help pay down credit card balances faster while keeping in budget for other expenses.

Sep 30, 2011 - Shannon Webster

Pay a few extra dollars on your debt each month and it will disappear sooner than later.

Jan 1, 2011 - Sharon Katzman

Will it ever go away? Each month you send the monthly payment and the balance seems to remain the same. Here's how to pay the same amount and see better results.

Nov 17, 2007 - Felicia A. Williams

Paying down debt may seem challenging, but better budgeting combined with a debt free plan will enable you to pay off or even clear your debt a lot quicker.

Aug 25, 2010 - Asa Ghaffar

Is making high interest debt repayments proving difficult? Looking to reduce the amount going towards servicing debt? Discover ways to get out of credit card debt today.

Nov 14, 2009 - Asa Ghaffar

By viewing credit cards as a financial tool, not a loan source, you can eliminate debt and build assets. How to pay off your card faster and lower your interest rates.

Jan 5, 2008 - L. Marie Dubuque

The first steps to finding debt help is often balked by fear and depression. But one does not have to look far to find the best debt management help.

Oct 31, 2009 - Rachel Shirley

Overspending is what gets people into debt but many times we spend without understanding why. Learning why we overspend is the first step to controlling it.

Jul 19, 2010 - Deanna Lynn Sletten

Use these tips to get out of credit card debt and get ahead financially. You deserve peace of mind without worrying about bills.

Jan 14, 2011 - Vivian Priddy

Debt consolidation can reduce stress and repair relationships. The economy is bad & consolidation may be needed. Find out if credit card consolidation is the way to go.

Feb 17, 2010 - Jennifer Terry

Making minimum payments on credit card balances is a guaranteed way of staying in debt. There are ways to reduce credit card debt while avoiding common mistakes.

Feb 22, 2010 - Hillary Smith

Eliminating credit card debt can help a person avoid bankruptcy and climb out of a financial mess. Eliminating debt requires careful planning, discipline, and work.

Jan 12, 2009 - Brian Tubbs

When credit card debt gets out of control, you may look to a consumer credit counseling service for help. Before you sign up for one of their plans, read this.

Jul 13, 2007 - Stephanie Gallagher