How can a consumer be certain he or she has good credit? Learn the basics of credit reports and credit scores, and what it is expected from lenders and credit bureaus.

Jul 1, 2009 - Bryan Parker

Credit reports can be hard to understand. Learn what information gets reported to the credit bureaus, and why correcting errors is important.

Apr 1, 2011 - Jamie Dillier

It is becoming increasingly important to have a good credit report. It makes the process of renting an apartment, applying for a job or even getting insurance easier.

Dec 11, 2009 - Felicia A. Williams

Considering applying for a loan or credit card, but worried that the application will be rejected due to a bad credit history? Find out how perform credit report repair.

Dec 9, 2009 - Asa Ghaffar

The federal law that outlines how the consumer information in a consumer credit report is collected, given out and used is called the Fair Credit Reporting Act.

Nov 7, 2009 - Katrina Rief-Derrico

A previously deleted negative credit report entry may be reinserted into an individual's credit file, but only under certain circumstances.

Oct 29, 2009 - Candice Edwards

The FCRA grants consumers the right to accurate credit reporting, limits who may pull and review a consumer's credit report, and allows for consumer disputes.

Oct 19, 2009 - Candice Edwards

There are few numbers today as important as a person's credit score. Unfortunately, these scores are often based on erroneous information.

Sep 20, 2009 - Dan Rafter

This article provides readers with tips on how to repair credit report and how to raise credit report.

Jul 10, 2009 - Kristi Carter

Canadians and Americans are entitled to a free credit report each year. Reviewing credit reports helps citizens prevent identity theft, clean credit up and fix mistakes.

Jun 12, 2009 - Miranda Miller

In a world where credit is increasingly more difficult to obtain, a borrower's credit rating or credit score is a vital part of the equation.

Feb 13, 2009 - Neil Gunn

Avoid the scams and come-ons. Get your federally mandated free credit reports from the source: AnnualCreditReport.com.

Nov 26, 2008 - Angie Smibert

Get a perfect credit score for any family with some helpful tips. Learn about credit reports and scores, checking credit scores online and family financial solutions.

Mar 16, 2008 - Lisa Nichols

Whether it is right or wrong, there is a lot you can do about negative information on your credit report. Following are steps to take and how to fight it.

Jan 20, 2008 - L. Marie Dubuque

Learn how to spot and correct bad credit on credit reports. Improve your credit score and increase your chances of home loan approval.

Feb 5, 2011 - Rhonda Wooten

An absence of errors and a good credit history are key to a good credit score. Understanding credit reports is fundamental to getting credit approval.

Jun 27, 2010 - Asa Ghaffar

Is bad credit a problem? Repairing credit history takes time, but a better credit score leads to approval for loans, mortgages and credit cards.

Jun 19, 2010 - Asa Ghaffar

One late payment can knock off 100 points or more from a credit score, but most people don't know that closing an old credit line can do just as much damage.

Feb 22, 2010 - Katrina Rief-Derrico

It is important to get a free annual credit report every year because that is the only way to ensure that all of the information on the report is accurate.

Jan 17, 2010 - Jaimie Mancham-Case

In the continuing difficult economic conditions how many people understand that multiple credit applications will have an adverse effect on their credit score?

Nov 6, 2009 - Neil Gunn