Think carefully about the benefits of debt settlement vs bankruptcy before deciding what to do. Each option may also include important responsibilities.

May 8, 2010 - David Bowers

Bankruptcy exemptions and dischargeable debts allowed under Chapter 7 and Chapter 13 bankruptcy proceedings may be affected by divorce judgments.

Nov 10, 2010 - Debbie Donner

A debt settlement attorney has unlimited options to reduce or eliminate liabilities. Finding the best lawyer at an affordable cost is not difficult.

Apr 24, 2010 - David Bowers

Discover how credit reports and settlement of debt change FICO scores. A good plan minimizes changes and may improve reported scores in record time.

May 8, 2010 - David Bowers

People looking at a bleak financial situation often compare debt negotiation and credit counseling. Learn if there is a difference, or if they're the same.

Oct 18, 2010 - Kendra Dahlstrom

What's the best way to get out of debt? Should I file for chapter 7 bankruptcy or seek consumer credit assistance? Find out how to become free from debt.

Mar 28, 2011 - Asa Ghaffar

Want to pay off debt quickly, but lack the necessary disposable income? The new chapter 7 bankruptcy laws allow a consumer to be debt-free in just 4 months.

Jun 6, 2010 - Asa Ghaffar

Attorney fees for bankruptcy aren't easy to raise in the circumstances, but a good quality bankruptcy petition service prevents a series of costly mistakes.

Apr 17, 2010 - Asa Ghaffar

A debt free solution provides an alternative to bankruptcy that can eliminate debt. Settling credit card debt involves making a partial debt repayment to creditors.

Aug 24, 2009 - Asa Ghaffar

One should avoid going bankrupt at all costs. Far from being a financial life preserver, bankruptcy comes with many financial headaches. Consider all alternatives first.

Jun 8, 2009 - Susan Brown

If your household is struggling with finances or trying to reduce credit card debt, there may be a few options available instead of declaring bankruptcy.

Apr 18, 2010 - Alyssa Ideboen

Is managing credit card debt proving impossible? Do you need a fresh financial start? Find out how to declare credit card bankruptcy.

Jan 20, 2010 - Asa Ghaffar

Reduce unsecured credit card debt and loans with a specialist service for debt management. Improve affordability and pay off debt more quickly with a debt free solution.

Mar 1, 2010 - Asa Ghaffar

Personal debt and credit issues affect millions of people. Resolving financial problems through various debt solutions is an effective method of overcoming money trouble.

Dec 15, 2008 - Asa Ghaffar

Consumers must often pay taxes on forgiven debt to the IRS. When a creditor claims the bad debt as a tax deduction, it becomes 1099 income for the debtor

Apr 11, 2010 - Candice Edwards

Unpaid student loan debt is neither dischargeable in bankruptcy nor a claim against a decedent's estate. It can be an asset in managing other debt settlements.

Nov 9, 2009 - Jeannine Silkey

Are medical bills, unsecured loans and settling credit card debt a priority? Find out how different debt-free solutions can help to ease financial difficulties.

Aug 25, 2009 - Asa Ghaffar

Americans daily are feeling greater and greater credit card stress. It matters not if they have a good, bad or average credit rating, payments are going up.

Apr 14, 2010 - Larry M O'Neal

Debtors may convert Chapter 7 to Chapter 13 to resolve problems and avoid dismissal. A bankruptcy case conversion increases fees and requires court permission.

Feb 19, 2010 - David Bowers

Have you ever wondered if your poor credit history actually has any benefits? Find out how a bad credit score can actually be of assistance.

Nov 2, 2009 - Asa Ghaffar