Retirement Savings

Retirement Savings and Pension Plans

Getting your retirement savings program right, as early as you can, matters. The steps you take as you go through the various stages of your working life will dictate just how much – or how little – you have to live on once you retire. Some people make a good start at an early age; others leave things late. In either case, our expert writers can help demystify the savings process and help you understand your options, whether you need to know the difference between a 401(k) and an IRA or need to work out your UK State Pension or set up a private plan.

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Latest articles in Retirement Savings and Pension Plans

How to Use the UK Pension Tracing Service to Find Old Pensions

During your working life you may have changed employer a few times and lost track of company or personal pensions. How can you get back in touch with plans?

Nov 18, 2011 – Carol Finch

IRS Pension Changes in 2012: 401(k) Contributions Rise to $17,000

The IRS has announced changes to its pension plan limitations for 2012. This increases employee contribution limits for many plans and the AGIs on IRAs.

Oct 20, 2011 – Carol Finch

401(k) Vesting Schedules: What are the Rules on Plan Ownership?

Contributions can be made to a 401(k) plan by the employee & the employer. Your vesting schedule may, however, dictate when you own all your savings. How?

Sep 22, 2011 – Carol Finch

An Introduction to 401(k) Vesting: What is it & How Does it Work?

Matching 401(k) employer contributions may be subject to vesting rules. These can affect when you own your balance & when you might lose some of it. How?

Sep 21, 2011 – Carol Finch

How to Open a Self-Directed IRA

This article covers the types of self-directed IRAs, the procedures for opening them, and their advantages and disadvantages.

Jun 12, 2011 – Jessica Ramer

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