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Drips, or dividend reinvestment programs, are poor investments for new investors since they lack diversification. They are also a tax nightmare.

Simple, passive investments using index funds are hard for most to beat. This article shows you how to calculate benchmark returns for any asset allocation.

Asset allocation is as important to your financial health as regular medical checkups and dentist visits are to your physical health.

I take profits when my asset allocation is at the top of its range. Likewise, I buy when my allocation is at the bottom of its range. This is not market timing.