Articles related to "The Federal Trade Commission"

The Federal Trade Commission, the US consumer protection agency, offers those struggling with personal debt some practical guidance on the subject of debt collection law.

The consumer's lack of knowledge about their rights in the credit card collection process is the source of the strong demand for the debt settlement services.

Find out how to report identity theft and how to stop being a victim of identity fraud with various resources, such as credit monitoring services.

Industries and professionals object, but Federal Trade Commission toughens guidelines for endorsements and testimonials by celebrities, bloggers and social media writers.

Debt collectors may use unethical practices to bully consumers into making payments. Stop collection agency harassment with information from the Federal Trade Commission.

There is only one company authorized by the Federal Trade Commission to process free credit report orders.

With US banks and other lenders tightening the rules on their lending criteria, some people with less than perfect credit reports are having their applications refused.

Under the Fair Dept Collection Practices Act, consumers are protected by legal rights that debt collectors must adhere to.

Don't struggle alone with mortgage problems and foreclosure worries. Legitimate foreclosure assistance and resources are available.

Lawyers at the Federal Trade Commission are proposing to include bloggers and website commentators in the rules that have traditionally regulated business advertisers.

Unsuspecting internet surfers who use their computers at home can still have their identities stolen, and criminals will target frequent users for specific reasons.

The Federal Trade Commission's Build a Better Credit Report offers an insight into how credit scoring works, how it could be improved and how to get a free credit report.

Establishing a new credit file under an EIN is a credit repair tactic known as file segregation that can result in legal trouble for consumers.

Phishing relies on uninformed victims. Be aware to be safe.

The only Political Scientist and Historian to ever hold the presidency, Woodrow Wilson had many ideas about the types of legislation he wanted to enact once in office.

Whether you are shopping for a new car or just trying to maintain the one you have, you can take some steps to get the best mileage out of your gas purchases.

Whether driving cross-town or cross-country, everybody wants to save money at the pump. Regardless of the make and model, your car’s estimated gas mileage is just that —

Prepaid or secured credit cards for bad credit risks can be an effective way for Americans with high levels of personal debt to rebuild a poor credit report.

Credit and debit card blocking also known as putting a hold on a credit or debit card, can create a sometimes unforeseen problem when booking into a hotel.

If you think you have purchased a lemon, contact a qualified lemon law attorney right away. They can help guide you to receiving the full benefit of the law.

Telemarketers call at the worst times, pitching prizes while trying to push goods and services on consumers. The National Do Not Call Registry is available to help.

The FDCPA provides certain protections for people who are contacted by debt collectors.

Genetic testing without a doctor's consultation may not provide consumers with enough information to make informed health care decisions.

How to steer clear of scams that try to get your personal information while claiming to help you register to vote.

Perhaps taking a cue from political campaigns, a larger number of companies are running ads ridiculing competitors, a practice allowed by the Federal Trade Commission.

Finding a second job can be hard for single parents needing childcare. This article gives some ideas for second jobs that require minimal or no childcare.

Onliners like bloggers and social media whiz kids and adults who take payment or free gifts from companies to plug products may be on the hook for up to $11,000.

As individuals become increasingly worried about identity theft, the number of those taking out identity theft insurance has multiplied. But is it really worth it?

Job scam offers for stay at home moms, retirees and students are not new. Now scammers, or criminals, are aiming to assist laid off employees.

As adults become more careful in protecting their identities, thieves are turning their attention to our nation's children, targeting thousands every year!

Consumers need to be more proactive, and stronger laws are needed, to protect privacy in the information age.

Congressional Internet battle likely to center on industry accountability, compliance and policing to assure privacy of online users.

Woodrow Wilson's "New Freedom" was a progressive version of Jacksonian philosophy which called for the regulation of competition.

Thieves who get their hands on medical records can put hospital patients in serious danger, and leave others with astronomical bills to pay.

When credit and debit cards are stolen, there is a window of opportunity to protect the accounts associated with them. Quick action can lead to better outcomes.

Don't allow credit card companies to get away with mistakes on a credit card statement. Here are tips on how to file a complaint over incorrect transactions or payments.

With the number of foreclosures rising, and now a fact of life for many US homeowners, the Federal Reserve now recommends five steps for avoiding foreclosure scams.

Consumers who feel their rights have been violated have several federal and state regulators they can turn to for help to remedy the situation.

Investigate charitable organizations before responding to appeals for donations. Research all non-profit organizations carefully in order to avoid charity fraud.

Finding an on-site job can be stressful enough while competing with other qualified applicants, but looking for a legitimate work at home job can a challenge in itself.

Gift cards may seem like an impersonal gift but in actual fact giving a gift card is a gift of freedom and choice. It is more personal than money but is as good as cash.

With the economy at an all-time low, it's even more important to protect yourself against identity thieves.

Are you finding it hard to meet your credit obligations? Wondering how the Fair Debt Collection Practices Act can help you? Learn more about debt collection rights today.

The FCRA grants consumers the right to accurate credit reporting, limits who may pull and review a consumer's credit report, and allows for consumer disputes.

Legitimate debt counselors can't repair credit or cancel debts. Programs claiming to reduce debt 50-75% may trigger collection and lawsuits, worsen one's credit rating.

Medical alert systems can be worth the costs, but make sure that you benefit as much as possible from what you pay for.

Financial self empowerment requires eliminating credit card debt once and for all.

Getting the best scrap gold prices from a refinery, dealer or pawn shop means keeping up with the metal markets and figuring out the recycled item's market value.

Keeping a name, social security number, and other information out of the hands of identity thieves isn't always easy, but there are ways to protect personal details.

Make sure credit card companies follow up correctly when investigating a dispute over an incorrect credit card statement. Here's what to know.