Articles related to "Refinance"
Refinance to Lower Mortgage Rates
As the economy slows, interest rates tend to decrease. Mortgage interest rate declines could make refinanciing an attractive option again.
• mortgage refinance
• lower mortgage rates
• interest rates decline
• mortgage rates and recessions
• mortgage legislation
Banker Math: The Rule of 78s
A perverse accounting gimmick lenders use to extract unfair advantage (and money) from consumers.
• rule
• 78
• 78s
• loan
• loans
A Crash Course in Mortgages
The mortgage industry is in shambles. Find out what happened to make the mortgage industry fail and what consumers should expect from mortgages over the next few years.
• mortgage market
• lending standards
• new borrowers
• refinance
• subprime loans
Credit Card Debt Reform
Many consumers alternate between credit card debt and mortgage refinance to finance their personal needs. This may no longer be an option for many homeowners.
• credit card debt
• mortgage refinance
• credit card defaults
• consumer debt
• mortgage debt
Is a Fixed Rate Mortgage for You?
Fixed rate mortgages are always offered as options for home financing. Get the details on fixed rate loans and decide if this type of mortgage fits your financial plan.
• mortgages
• home loans
• fixed rate mortgage
• find the best mortgage
• refinance
Find the Right Mortgage Broker
Mortgage brokers can help you get the best interest rates and connect you with just about any type of loan you are looking for.
• mortgage broker
• apply for loan
• mortgage broker cost
• find the right mortgage
• interest rates
How to Fix the Mortgage Industry
A recent report order by the Ford Foundation found some unsettling trends and practices in the mortgage industry. Find out how you can avoid these pitfalls.
• mortgage loan
• consumer mortgage advocacy
• refinance
• complexity of mortgage pricing
• mortgage industry
Keeping a Home
The government and banks are more eager than ever to help borrowers keep their homes. How can a borrower tell when to stay and when to just walk away?
• short sale
• ability to pay the mortgage
• rate freeze
• refinance
• property appreciation
Life After Bankruptcy
Recovering from bankruptcy is not easy. However, with patience, planning and careful spending, anyone can recover and prove that there is life after bankruptcy.
• life after bankruptcy
• secured credit cards
• request annual credit report
• refinance high interest loans
• new financial philosophy after bankruptcy
Mortgage Companies in Trouble
Mortgage companies have recently experienced negative earnings and expect this trend to continue. Consumers will soon see higher fees and more points.
• mortgage industry outlook
• interest rates and spreads
• lending regulation
• mortgage investment opportunity
• refinance
Option ARM Resets Are Here
With the Real Estate market off of its peak, homeowners are seeing their 3 and 5 year adjustable rate mortgages reset to higher rates. Avoid default with good planning
• adjustable rate mortgage
• arm resets
• option arm
• refinance
• home loan default
Paying Cash for a Car
Why it's a good idea to stay away from car loans. Save money and build wealth by paying cash for cars. If you have a loan, how to pay it off sooner.
• paying cash for a car
• avoiding auto financing
• how to save money and build wealth
• tips on buying a car with cash
• comparison shop for cars