Articles related to "Lending Standards"

The mortgage industry is in shambles. Find out what happened to make the mortgage industry fail and what consumers should expect from mortgages over the next few years.

In the past, interest rates and the housing market went hand and hand. As tighter lending standards decrease the number of applications, even low rates cannot help.

A new mortgage watchdog has been introduced with backing from the Ford Foundation. The aim is to improve lending standards and provide U.S. borrowers with protection.

The housing market is spiraling out control and there appears to be no near-term end. Based on three fundamental problems in the market, trouble seems here to stay.

Homeowners looking for an edge should consider seller financing. As lenders' standards have tightened, seller financing gives sellers a higher chance to get more money.

Mortgage rates continue to remain low despite a slowly recovering economy. Consumers, who have not yet refinanced, may miss their window.

Investors have a golden opportunity in real estate today. Buy cash flowing properties with the prospect of strong appreciation and wait.

The recession has tightened credit markets worldwide, making it far more difficult to get a loan.

Most people think of microfinance as a financial tool that helps the developing world. Now the San Francisco charity Kiva includes microloans to American entrepreneurs.

Consumers worry about the future of the real estate market. Their fears seem to be justified based on the current economy and the way real estate prices are trending.

Recessions generally have a negative effect on the economy. New homebuyers, however, should welcome recessions because they normally lead to a drop in mortgage rates.

Michael Lewis, best-selling author of Liar's Poker, has picked a collection of articles by various authors on modern financial crises starting with Black Monday in 1987.

Few people would ever wish for a recession, but it's possible to turn broad economic turmoil into personal financial gain.

Consumers in crisis from credit debt, unemployment and foreclosures are not just changing their spending habits, they're re-defining success and the American Dream.