Articles related to "Home Ownership"



Are Real Estate Agents Making Too Much Money?
Real estate commissions can costs thousands of dollars--with the rising home values in America are you really getting enough service for the money?
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Be Prepared for an Insurance Claim
Getting ready for an insurance claim doesn't have to mean frantically looking for receipts or trying to remember room contents after a fire, flood or burglary.
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Home Ownership Perils and Hazards
Liability claims, unexpected disability, unemployment and premature death also threaten a home owner's investment. Learn how to achieve wrap-around home protection.
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Most Dangerous Mistakes Homeowners Make
Doors locked, lights on a timer, alarm set. Homeowners take many steps to make their homes more secure, but what about the day-to-day dangers they're creating?
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Shared Ownership as a Home Ownership Option
It's more and more difficult for first-time buyers to get onto the housing ladder. Shared Ownership is one arrangement that can help.
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Some Frequently Asked Questions...Answered
Just thought I would take the time to answer real estate questions posed to me...here are some of them!!!
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Subprimes Cause Stocks to Fall?
February 27, 2007 saw a 416 point drop in the Dow Jones Industrial Average. This fall may be due to the weakness of subprime mortgage portfolios
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Redesigning America for the Working Poor
The days of a war on poverty are long past. Today America needs a program to provide stability to those who work for low wages.
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Four Reasons to Buy a Home
Home ownership offers incredible opportunities for a better quality of life, and for this reason alone many should plan to purchase.
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How a 15-Year Mortgage Reduces Borrowing Costs
A 15-year mortgage reduces the amount of interest paid and means outright home ownership is achieved sooner. Find out how to reduce borrowing costs significantly.
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Zero Down Mortgage
Zero Down Mortgages are allowing a more rapid introduction to home ownership for first time home buyers.
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100 Percent Financing
Can't save a downpayment? Want to buy a home? Consider a mortgage with no down payment also known as 100 percent financing.
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First Time Home Buyers
Being methodical, decisive and thorough will help you make your way through the purchase of your first home.
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Home Remodeling
The home market has many home owners rethinking a move in favor of a home remodel or restructure. For tips on hiring the best contractors read on.
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How to Find an Affordable Mortgage Loan
Banks are tightening up home loan eligibility requirements, but there are still affordable mortgage loans and mortgage lenders. Here's how to find them.
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Want to Own Your Home
Having an 'action plan' with a time-line goal will help to focus on the idea of owning a home.
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Why Should People Buy a Home Instead of Renting
For many people, deciding whether to buy a home or not can be a difficult decision. For those in such a dilemma, here are tips that will help you make a decision.
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Home Advisor Web Site
MSN has put together a very handy page. Home Advisor has some very good suggestions and tips.
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Contract Conditions: Financing
Each Agreement of Purchase and Sale presents special challenges. The financing condition that accompanies the agreement is of special importance. This article discusses the elements of the financing clause.
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First Time Home Buyer Loan
Understanding the FHA 203 K Loan for first time home buyers may enable a family with limited resources to purchase their first home.
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Fools Rush In
When purchasing a home, the tendancy is to rush blindly forward. Being patient can help avoid many costly mistakes.
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Home Buyer Information Overload
Too much information can overload first-time homebuyers. Here's how to ease the load.
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Housing History
Interpreting trends of the past can shed some light on the direction our future can take. However the current trends in the housing market are charting new ground.
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Make the Decision to Buy
When is the best time to buy? When should you take the next step towards home ownership? Explore my point of view on the subject.
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Mortgage Terminology You Need to Know
Buying a home can be an intimidating process, especially if you are not familiar with the terminology involved. Learn the important terms to help you get a better deal.
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Real Estate Tips 2007
Tips to help make your Real Estate dreams come true this year.
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The Benefits of Shared Property Ownership
Homebuy schemes are often favoured to renting a house. Shared property ownership allows a buyer to build home equity, perform home improvements and have greater freedom.
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There's No Place Like (House)
It is that time. Time to cast aside the nitpicking apartment manager, the noisy neihbors, the lack of freedom to decorate ones on walls and room as one would like. It is time to buy a house.
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Borrowing Money - Pros & Cons
Borrowing money means personal debt. However, a personal loan with affordable monthly repayments could help someone get out of a hole or start a business.
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Cashing in with a Reverse Mortgage
Retirement savings not enough? Need a financial safety net? Is a reverse mortgage the answer? More and more enquiring senior homeowners want to know.
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Domestic Adoption in Struggling Economy
While the U.S. economy lags, a growing number of birthparents consider placing their children for adoption.
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FHA Loans
FHA loans can help the prospective homeowner to avoiding much of the stress associated with qualifying for a new home loan.
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Financial Infidelity
Being unfaithful involves more than emotional or physical betrayal. Financial infidelity is fast becoming a major issue with couples today.
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Gentrification and the Economic Crisis
The housing crisis has resulted in the greatest loss of wealth for people of color in modern U.S. history, unparalleled to anything else in recent memory.
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Home Maintenance
The costs of professional home repairs and maintenance can really add up fast. Take some free online advice, and learn to <i>do it yourself</i> instead.
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How Mortgage Foreclosure can Affect a Homeowner
An increasing number of homeowners have decided that mortgage foreclosure is the best way to escape crippling money problems. Is a short sale a superior alternative?
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How to Design a Front Yard
By re-doing the front yard with a new walkway, flagstone path and creative garden design, you'll create a landscape that will get rave reviews from the neighbors.
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Luxury Real Estate - United Kingdom
This is the 3rd of a 6-part series talking about luxury residences and will focus on some of the global top-spots for second homes away from home.
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Modular Homes are a Great Value in a New House
Modular homes today are far superior to the initial homes built in the '70s and '80s. They present an excellent option when searching for a quality, affordable home.
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My Salute to Suite101 Editors who make a difference!
Finding the treasure in suite101! A trip worth taking
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Obama and the New Deal Philosophy
Obama has chosen to follow the New Deal philosophy of President Franklin D. Roosevelt while judgment by economists and historians as to its success is mixed.
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Poverty Rates in Arkansas
With such a large area on the Mississippi River in critical poverty, people there become isolated and forgotten by the rest of the state of Arkansas.
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Questions To Consider
Here is a list of questions to consider when you're thinking of purchasing a house.
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Rebuilding Your Credit Score
Mortgage lenders aren't giving out loans as freely as they once did. They want buyers with top credit scores. The good news? Bad credit scores don't have to be permanent.
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Statecraft as Soulcraft

The Future for Real Estate Agents
If you are a real estate agent or thinking of becoming one, learn how the falling market and competition from discount brokers affect the real estate profession.
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What Is Seller Financing?
When a seller wants a buyer fast, they can always finance the home on their own. Seller financing is one more way a seller can make extra money on a sale.
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Yard Planning--Ground Cover
This article in our planning series covers some thoughts concerning ground cover options.
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Bush vs. Gore on the One Income Family
A comparative look at the presidential candidates and their positions on family-related issues, especially those that affect one income families.
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Don't let this happen to you!
The US tax system is complex because of exceptions, don't let this happen to your small business.
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