Articles related to "Family Finances"



Are There Risks to Cutting Insurance Coverage?
When family finances are tight, consumers cut back on insurance premiums. Is cutting back on insurance coverage really a good way to save money for other household bills?
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Balancing the Finances for Two
Whether newly married or moving in, save yourself some financial heartache by discussing your finances together with these tips on budgeting.
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Canadian Rewards Programs
Quick facts about the more popular Canadian Rewards Program. Canadians are encouraged to join a few as they are giving you back your money with a simple swipe of a card.
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Classic Money Saving Tips
These three tips will save money, but sometimes they are not practical. To continue on a frugal path, find a compromise that works for your family.
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Coupon and Refunding your way to savings
This article shows a great way to save money off of your grocery bill. Depending on how much time you invest, you can save a few dollars or even a few hundred dollars.
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Demystifying the Financial Aid Process
Financial aid is the most misunderstood and complex part of the college planning process, hands down. Getting a grasp on the basic concepts, forms of aid, and rules of thumb for maximizing eligibility, is critical to a family's ability to take control of the education financing.
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Get out of Debt!
Debt is the absolute worst financial time bomb out there! The biggest favor you can do for yourself is to get out of debt NOW!
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Get your financial papers in order!
Managing your finances means organizing all the paper that comes with it. Here's how I get my bills and old checks organized and why it's so important!
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How Do Debt Problems Affect Family Finances?
Family finances are seriously affected by debt problems. Loan and credit card debt can make it difficult to cover other household bills. Many struggle with bad credit.
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Keep Track of that Money!
Making your family budget work means you have to keep track of how much money you spend and where it goes. Here are some tips to help make this job easier.
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Should You Hire a Financial Planner?
Some tips and guidelines for deciding if you should use a financial advisor and how to go about finding one.
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Start a Savings Plan Now!
A savings plan is essential - it can save you when fate is against you. No better time to start than now!
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Teaching Kids About Money (Part 1)
This article focuses on how kids learn about money and valuable financial lessons. It suggests several methods that parents can use to introduce their children to the fundamentals of money.
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The Ten Secrets to Attracting Money
Are there really secrets to attracting and saving money that most people don't know?
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Tips for Kids
Twenty money-saving tips and ideas for families with children still at home.
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Why Should a Borrower Consolidate Debt?
Taking out a low APR personal loan to consolidate debt is perfect for reducing monthly repayments. Securing the best loan rate can help simplify family finances.
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Credit Card Transfer or Consolidation Loan?
Is a credit card transfer or consolidation loan better? Find out whether interest-free credit on several personal debts is better than a single monthly repayment.
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Cut Costs at the Grocery Store
One way to cut costs while grocery shopping is to shop smart. Consider some of these ideas for your next shopping trip.
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Family Budget for Emergencies
Almost any family will tell you that it is important to save money for unforeseen emergencies, but how many are actually implementing a plan?
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Family Fun on a Budget
There are lots of fun things a family can do together that doesn't cost a lot of money. Check out some of ideas here!
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Frugal Christmas Gift Ideas
It's time to start your holiday shopping! Here are some wonderful ideas for those frugal Christmas shoppers with a Christmas gift list.
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How to Eliminate Financial Worries
Seventy percent of all worries are centered around money. But a budget and a good spending plan can help relieve worry and stress while handling daily expenses.
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How To Save $50 A Month Five Easy Ways
Look at saving money as a adventure, and surprise yourself with how resourceful you can be.
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Reasons to Avoid Debt Consolidation
Whilst debt consolidation can mean a low APR, bad debts can mean a high APR. Is a secured loan worth the risk of creditor harassment and house repossession?
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Save Money On Household Bills
It's possible to save money on household bills by acting more efficiently during the credit crunch. Achieving this objective enables someone to pay bills and reduce debt.
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The Easy Way To Track Home Finances
Setting up an electronic financial system is easy -and it makes quick work of paying bills, doing your taxes - just about everything!
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The Family Grocery Budget
Save money on your grocery budget by planning a weekly menu. Menu planning only takes a few minutes a week but it can save you hundreds of dollars a month.
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Tips for Living a Frugal Lifestyle
Today's economy demands change in spending habits. Learning to save better can mean the difference between survival and bankruptcy.
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200 Things I Would Never Spend Over $1 On...
Regardless of whether you are brand new to Tightwaddery or have been a thrifty for years, you may or may not have a “price list”. To some people, a price list is an invaluable tool, and record of what they generally pay for everyday items, this helps them establish a control and understanding in what is paid and how often the item may be needed. Do you need a price list? Just to give you an idea, here is a small portion of my “list” embedded into memory of what I would never pay over a dollar for.
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A Cup of Tightwad Cocoa for the Soul
With all the rush and stress of the Christmas season, you maybe in need of a "Cup of Cocoa" for the soul. Inside you'll find what helped me this season change from "Humbug" to Halleluiah. I hope this is in some way a help, inspiration, or a band-aid for the rushed spirit.
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Crafts Supplies: Cheap and Free...
With the approach of Christmas I am reminded of the stress within every tightwad to come up with gifts for those we exchange gifts with. Should you be willing to express yourself creatively through the medium of gift giving, sooner or later another shock to the tightwad system is certain to occur. Hence a glimpse of the craft industry as it is eagerly cutting a huge piece of the consumer profit pie. The good news is that you can obtain many resources for much less than the major craft production companies would like. Here are some of the secrets…
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Fall Enthrall…
Season of the tightwad… Apples, pumpkins, tomatoes, corn, squash, cucumbers… Here are some innovative ideas on how to save, and work the season’s blessings and abundance, as well as ideas that help to make it all fun. Come inside and join me as we discuss some tightwad temptations that taste yummy to tightwad tots young and old. Also inside this week’s <b>”Cheap Meal,”</b> and “Tip From a Friend.” See you inside!
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Giving and Thanks To Our Neighbors With Love
I know that in my own struggle, and within the struggles of those I know around me, I am still extremely blessed to have what I know many may not. Unfortunately when I was going to school, I remembered making cut-outs of turkeys and pilgrims. I decorated feathered turkeys with what I was “thankful” for, dried apples and however, nothing that I did at school, or learned from my parents ever taught me the true unseen miracle and grace of being thankful. Here is what I have learned so far. Whether you have much to give and share, or little even for yourself, I have some ideas that I hope will help you for the holiday and every day.
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How to Talk to Children about the Recession
It is difficult to avoid the topic of the recession with all the media play on television and in the newspapers about the economy. Like their parents, kids are worried.
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Raise a Money Smart Kid
Parents learn how to teach children about personal finance so they develop life-long habits of saving and spending wisely.
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Raising Children with Financial Responsibility
Children need more training and experience in the whole cause and effect cycle of money. When they are not exposed to the concept of earning, they begin to expect magic.
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Shopping Without Cash?
I may be a little crazy. My motives may be tasteless to some, however this modern-day tightwad-pirate will not go unpracticed at finding curb-side treasure.<b>Are you too good to shop without cash?<b>
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Teach Kids About Money
It is important to teach kids how to handle finances from an early age.
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The Higher Risk Associated with Secured Loans
Secured loans, also known as second charges, are regularly used to consolidate debt. However, loan default can mean bad credit or even property repossession.
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The Pumpkin Can-Can, Without the Can
<b>Stop! Wait! Don’t throw those away! </b>Even if you did not partake in the cultural ritual of pumpkin carving and decorating, please do not dismiss this crop completely! Pumpkins are one of my favorite things to grow, and cook with, come inside and find out why, and how. Even if you do not get pumpkins for free, I have a few secrets to show you how to get them really cheaply… (Psst… it’s not too late to make amends with your friend the pumpkin, let me show you how!)
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Too Tall Tightwaddery?
Believe it or not, some people can take Tightwaddery too far and, therefore give we careful considerate tightwads a bad name. Do you know a too tall tightwad? Join me to see if you do, as we bring to light some unspoken etiquette crucial to being a &#8220;good&#8221; tightwad.
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Untying Gift Buying
It’s not too late, you can easily make gifts for those you want and need to give to in very little time with very little effort and money. Don’t believe me? Ask me what I did last week, and come inside to find out how to make these for yourself this week. Come inside I dare you!
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When Tightwaddery Goes Too Far...
We&#8217;ve talked about &#8220;Too Tall Tightwaddery&#8221;, and &#8220;T.D. or Tightwad Denial Syndrome&#8221;, in this article, I touch upon a new issue of Tightwaddery&#8230;&#8221;O.T.D.&#8221; or &#8220;Obsessive Tightwad Disorder.&#8221; My name is Stacey, and I suffer from O.T.D. If you or someone you love or know does as well, come on in once again as we share off brand Kleenex, and a cookie bought on sale, hugs and a need for relief. As always, is this week&#8217;s <b> Cheap Meal</b>, as well as the <b>Tip From a Friend</b>&#8230;
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Mortgage Refinancing - Pros and Cons
A number of homeowners stay on standard variable rate for the duration. However, mortgage refinancing can help people with adverse credit reduce mortgage repayments.
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Saving a Marriage is Not Impossible
Preserving a marriage rests on positive communication, treating finances as a real partnership, limiting the influence of family, and keeping mistakes in the past.
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At-home Parenting Websites
Parenting websites are a useful channel for stay-at-home parents to get parenting information and stay connected with other parents.
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Beginning Budgets
Want to keep a family budget but you have no idea how to start? Here are some ideas.
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Famous Spanish Poet - Antonio Machado
Antonio Machado - 1875 - 1939 - A popular Poetry Writer in the pre-Civil War days.
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Find North Carolina Deals on SavvyDollar
Learn about SavvyDollar, a North Carolina deals network. Find grocery deals, locate printable coupons, and discover how to save money with coupons.
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How to Get the Best Mortgage Rate
Performing a comparison of mortgage products online or using a mortgage broker helps a homeowner to find the best mortgage rate. Find out how to reduce mortgage payments.
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