Articles related to "Fair Isaac"

There are few numbers today as important as a person's credit score. Unfortunately, these scores are often based on erroneous information.

This article discusses the pros and cons of the recent changes to the FICO scoring formula.

Most Americans use their credit wisely despite analyst predictions for a tough consumer credit environment in 2009.

The federal law that outlines how the consumer information in a consumer credit report is collected, given out and used is called the Fair Credit Reporting Act.

A consumer's credit score is what a lender uses to determine the risk associated with loaning that particular person money.

Lenders most often pull FICO Scores while consumers are given the VantageScore. Different credit scores for lenders and consumers, however, can cause confusion.

Fair Isaac states the hospitals could be using a new medical score (medFICO) as early as this summer. Some are concerned about the impact on healthcare.

Before you take out a loan, it's a good idea to get your credit score. Here's why.

Mortgage rates have never been more favourable. However, falling property values and credit scores mean that home equity loans are difficult to find.

How can a consumer be certain he or she has good credit? Learn the basics of credit reports and credit scores, and what it is expected from lenders and credit bureaus.

What credit scores are and how they affect your mortgage application is a mystery to most. But a little knowledge, in this case, is not a dangerous thing.

The interest rate lenders offer you is directly linked to your credit score. Here's everything you need to know about what your credit score means.

Are you looking for an affordable way to consolidate personal debt? Find out how to get approval for a low interest debt consolidation loan.

Missed and late payments cause FICO scores to plummet. Discover how to improve personal credit scores and reduce borrowing costs on loans, mortgages and credit cards.

Many people will pay anything to save their credit rating only to find themselves in bankruptcy court when they ultimately can't keep up with the payments.

Car insurers analyze your credit history to assess risk and set premiums. Your "score" and resultant cost may vary as much as 50% among carriers for identical coverage.

Debt doctors, credit fixers, attorneys and other colorful characters offer credit repair at a price, but do you really need their help?