Articles related to "Credit Score"



Do You Have a Good Credit Score?
The interest rate lenders offer you is directly linked to your credit score. Here's everything you need to know about what your credit score means.
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Your Credit Score
Before you take out a loan, it's a good idea to get your credit score. Here's why.
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Credit Scores and Insurance
Learn more about how a credit score impacts the ability to get insurance. A poor credit score may mean higher insurance premiums or getting denied for insurance.
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Credit Scoring Excoriated
The opposition rallies as the FTC takes a closer look at credit scoring.
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"Let Him That Hath Understanding Count the Number"
You will be assimilated.
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Can Credit Affect your Healthcare?
Fair Isaac states the hospitals could be using a new medical score (medFICO) as early as this summer. Some are concerned about the impact on healthcare.
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Manage Your Credit Score
Credit score management has become more important than ever. Understanding your credit drivers can help you keep your score high.
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Conforming Loan Guideline Changes
Fannie Mae announced new conforming loan guidelines that put a floor on credit ratings and extend the time a borrower must wait to borrow again after a foreclosure.
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Credit Repair Tips
Credit Misteps occur for a variety of reasons. Understandinig how to manage these situations can save your credit score and save you thousands in higher interest payment
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Debt Relief Tools
Quick debt solutions aren't easy to come by. But these five credit and debt calculators will give you a clear picture of how to manage your credit card debt.
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How to Get a High Credit Score to Access Loans
Establishing a good financial history and a high credit score are important qualifications for accessing money from creditors. Here are tips on how to be credit-worthy.
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Mortgage Market Turmoil
In the current market hundreds of banks and mortgage lenders have gone under. It's important to know what to do with a mortgage if the lender becomes insolvent.
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Online Mortgage Search
More and more people begin their home search online. Understanding how to shop for a mortgage online can help save time and money.
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Save Money on Homeowners Insurance
Before buying homeowner's insurance, find out how to save money. Get helpful tips to save money on home insurance including comparing prices, discounts and more.
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Tips for Obtaining a Fast Mortgage
When aiming to sign a mortgage quickly, the home buyer must have three essential points in place.
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What they don't tell you about credit
Some lesser known facts about credit. Where to check your credit report.
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Co-Signing on a Credit Card
What you should know if you want to co-sign with a family member or friend on a credit card application. Is it a good idea? How to safeguard your own credit.
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How to Use Vehicle History Reports
Learn more about vehicle history reports. Get information from CarFax or Experian AutoCheck car history reports and utilize VIN number checks before you buy a used car.
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Reducing Your Homeowners Premium
Sometimes looking in the mirror, assessing your situation and making a few much needed changes can help to lower your homeowner insurance rate.
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Sub-Prime Lending Affects Banks
Mortgage lenders have reacted very negatively to the sub-prime market fallout. After the lending bankruptcies, the loser will be low income and low credit borrowers.
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Getting Medical Debt Help
Tips for people who need medical debt help or have unpaid medical bills. Helpful ideas include ways to find hospital debt help and using a loan to consolidate bills.
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Building Your Business Credit
If you are starting a business or just want to make sure your venture has good financial health, follow these three steps to build good business credit.
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Getting Married and Merging Money
Getting married involves some big decisions, including how to manage finances. This article includes tips to manage your money as a couple.
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How to Get Small Business Bank Loans
Looking for a small business credit? The chances are brighter now. This article offers the right tips on how small business owners can get the needed money for their work
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Lower Credit Card Interest Rate
Convincing a credit card company to lower your interest rate isn't as hard as you might think. Tips on reducing your monthly credit card bill even with late payments.
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Understanding Your Credit Rating
This is the first article in a two-part series about your credit rating. In this article we'll look at how a credit rating is created.
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Beware of Mortgage Vultures
As defaults rise real estate investors prey on unsuspecting homeowners, who have trouble paying their mortgages. Save your home equity by working with your lender.
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Credit Cards & College Students
Credit card companies love college students... but credit card debt can hurt. Students need to learn the do's and don'ts of choosing and using credit cards.
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College Student Credit Cards
Having a credit card is thrilling for college students, but be careful. Here's some advice on how to use your credit card wisely and how to avoid debt and bad credit.
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Balancing the Finances for Two
Whether newly married or moving in, save yourself some financial heartache by discussing your finances together with these tips on budgeting.
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Credit Card Cash Advances
Need Cash? What you need to know before taking it from a credit card. A look at other sources for quick money.
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Economists Applaud New Mortgage Rules
First-time homebuyers in Canada will soon find it more difficult to secure a mortgage. But given recent events in the U.S., protective measures are essential.
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Find a Credit Counseling Service
In over your head with debt? Find out when its time to get help or find debt relief on your own. How to choose a credit counseling agency, and questions you should ask.
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Foreclosure or Bankruptcy
Banks are more willing than ever to work with buyers. Additionally, the government has been working on a variety of borrower centered plans. Learn how to keep a home.
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Housing Market Bottom
Signs of a housing market recovery seem to be coming; however, new mortgage market dynamics could make the housing recovery a long and slow process.
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Low Introductory Rate Credit Cards
A credit card offer of less than five percent interest may seem too good to turn down. Why you should refuse it and find other ways to lower your debt.
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Medical Identity Theft
Avoid becoming a victim of medical identity fraud. Learn more about what identity thieves look for and get tips on how to keep personal medical records safe.
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Mortgage Backed Securities
Most consumers have no idea what a Mortgaged Backed Security is. Unfortunately, trouble in this market could have consumers paying much higher future interest rates.
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An Insiders Guide to Buying a Home
Research is king if you're a first-time homebuyer. Here are a few tips and tricks to get you on your way.
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Applying for a Home Depot Card
A look at what you need to apply for either a Home Depot store card or MasterCard. And which one will save you the most money. What you should know before applying.
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Avoiding Debt Collectors
Late payments making you think your account will be sent to the dreaded collection agency? How to work with the credit card company and prevent harassing phone calls.
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Banking in Dubai
In Dubai and the UAE, banking takes a bit of getting use to for those coming from the Western nations .
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Cheap Car Insurance for Students
As if being a student weren't expensive enough, car insurance rates for students can be insanely expensive. Here are some tips for keeping your insurance costs down.
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Commercial Mortgage Basics
Making the leap from personal real estate to commercial real estate can be daunting. Learning the key financing differences can prepare you for life as an investor.
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Creative Ways to Finance a Franchise
Many people dream of owning their own business someday. But one thing usually stands in the doorway between dreams and reality: cash.
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Free Credit Report Services
Canadians and Americans are entitled to a free credit report each year. Reviewing credit reports helps citizens prevent identity theft, clean credit up and fix mistakes.
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Get Out of Credit Card Debt Fast
By viewing credit cards as a financial tool, not a loan source, you can eliminate debt and build assets. How to pay off your card faster and lower your interest rates.
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Got Bad Credit?
If you've had credit problems in the past but have since cleaned up your act, these cards may be right for you. How to apply for credit cards with not-so-great credit.
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Know Your Credit Rating
You should know how your credit rating is determined and how you can get a copy of your credit report.
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Texas Homeowners Insurance
Texans are faced with a few challenges when it comes to getting homeowners insurance. In spite of the weather, there are things you can do to get better insurance rates.
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