Articles related to "Consumer Credit Act 1974"



Credit Card Refund
A credit card purchase of between £100 and £30,000 is covered by S75 of the Consumer Protection Act 1974. Get a credit card refund if something goes wrong.
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Legal Ways to Write-Off Credit Card Debt
It may be possible to write-off credit card debt legally under the Consumer Protection Act 1974 or with a debt solution, such as an Individual Voluntary Arrangement.
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Who Has Illegal Credit Cards? Write Off Debt Now
All credit card agreements under £25,000 must comply with the prescribed terms of the Consumer Credit Act 1974. It is possible to write-off credit card when not the case.
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How to Legally Cancel Credit Card Debt
Struggling to keep up with credit card repayments each month? Discover how to legally cancel credit card debt under the Consumer Credit Act 1974.
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Unenforceable Hire Purchase Agreements
Those struggling with financial difficulties and bad credit may be able to write off debt. Check to see if an unenforceable hire purchase agreement exists.
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Write off Debt on Unenforceable Car Loans
Write off debt on unenforceable car loan agreements under the Consumer Credit Act 1974. Make no further monthly repayments on illegal car finance debt.
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Guidance on Consumer Credit Rights
The Consumer Credit Act of 1974 has set out guidelines for the Office of Fair Trading (OFT) to follow in case of unfair practices of debt collection.
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Practical Solutions to Credit Card Debt
Credit card debt has left consumers desperate for a suitable debt solution. Is a consolidation loan, Debt Management Plan or IVA the best option?
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Step-by-Step Guide to Eliminate Gambling Debts
Gambling addiction and gambling losses regularly go hand-in-hand. However, it is possible to eliminate gambling debts and resolve money problems with a debt solution.
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Credit Card Protection For Consumers
One real benefit that paying for goods or services with a credit card is the added protection given to consumers under Section 75 of the Consumer Credit Act 1974.
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Credit Card Debt Help
Credit card debt help comes in the form of improved budgeting or a debt solution. There are even ways to write-off credit card debt under the Consumer Credit Act 1974.
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Preparing Financially for Holiday Shopping
It is it better to pay in cash, use travellers cheques or a credit card when holiday shopping? Always take into account safety considerations when taking money abroad.
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Reasons to Use Your Credit Card
Credit cards help families pay household bills directly or by cash advance. Customers get protection under section 75 of the Consumer Credit Act 1974 on credit purchases.
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Reducing Credit Card Debt
Stop making the minimum monthly payment on credit card debt. Discover ways to reduce the amount owed with these clever and inventive solutions to personal debt problems.
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Unenforceable Loan Agreements - Advice
Many regulated loan agreements aren't worth the paper they're written on. Secured loans, unsecured loans, as well as catalogue and credit card debts, can be written off.
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How to Cut Bills and Eliminate Debt Today
Finding ways to save money and reduce debt is critical, particularly when the economy isn't performing well. Find out how to cut bills and eliminate debt today.
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Will You be Pursued for Personal Loan Default?
Financial difficulties lead to loan default. Bad debts are then sold on to debt collection agencies that use creditor harassment to attempt to collect the loan balance.
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Where to Get Low Credit Score Loans
Are you wondering where to get a low credit score loan due to missed and late payments on credit agreements? Find out the bad credit loan lenders who may be able to help.
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Are Credit Card Debt Problems Set to Worsen?
Credit card balances are continuing to grow each day. It is important to tackle financial problems via one of a range of debt solutions.
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Bank Charges Refunded Automatically Under Tories
Still waiting on a private company to reclaim bank charges? A Conservative election win would mean that it would not be necessary to reclaim bank charges.
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How do Pawnbroker Loans Work?
No credit-check pawnbroker loans and payday loans have returned to popularity. They allow someone with money problems to borrow money at a relatively high APR.
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How to Choose Family Holiday Insurance
Looking to save money on family holiday insurance when travelling abroad? Buying the cheapest travel insurance can help to reduce holiday costs for those on a budget.
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How to Clear Credit Card Debt
There are few more costly forms of borrowing than the credit card. Despite the current credit crunch, rates of APR remain stubbornly high. Remove credit card debt now.
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How to Deal with Mail Order Catalogue Debt
Catalogue debt is a similar problem to credit card debt in the sense that spending too much makes it hard to pay off. Identifying the right debt solution is a priority.
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How to Find Free Entertainment and Family Fun
The cost of living is rising but it is still possible to find free entertainment and family fun. Find sources of free cinema, free shows, free books and free music today.
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How to Get a Cheap Bank Loan
Nobody really wants to borrow money, but there is occasionally no other option. If necessity calls, it is useful to know how to get the cheapest bank loan possible.
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An Introduction to Personal Loans
Consumers turn to personal loans to balance household bills. Individuals with a bad credit rating often turn to high APR unsecured loans or secured loans. Find out more.
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How to Avoid Loan Sharks
The credit crunch has led to increasing numbers of doorstep loans. A loan shark offers financially vulnerable people money at a usury rate of interest.
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How to Deal with Hire Purchase Agreement Default
Times are hard and it becomes impossible to keep up with the repayments on a hire purchase agreement. What is the best way to handle this situation?
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How to Escape Financial Difficulties
The credit crunch is making life difficult for most families. Identifying key savings and cutting debt is now fundamental to making the books balance at month end.
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Save Money - 10 Tips
It is easier to save money than to earn extra cash. A series of simple lifestyle changes can help to reduce spending and clear personal debt.
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Unenforceable Mortgage Agreements - Advice
If sold an adverse credit mortgage, check to check to see if compensation or a complete debt write off are a possibility.
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Ways to Reduce Christmas Spending
The Christmas holiday is the most expensive time of the year for most families. This article is all about providing ways to reduce Christmas spending.
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