Articles related to "401k Plans"

A 401k plan can be cashed out early due to financial hardship, but the IRS requires that strict guidelines be met prior to an employer approving a hardship withdrawal.

A 401k retirement investment plan can only be cashed out under certain circumstances and doing so may result in penalties.

A report from the federal government said that Social Security funds, backed by trust fund bonds, could run out by the year 2036.

Matthew Hutcheson is an independent pension fiduciary that is well recognized and trusted in the world of finance, economics, and retirement plans.

Taking a retirement plan loan has got its own benefits and pitfalls, which are explored in this article.

This small book can be many things to many women. Easy to read, and completely uncomplicated, the book explains different ways in which women can enrich themselves.

Matthew Hutcheson is an independent pension fiduciary that is well recognized and trusted in the world of finance, economics, and retirement plans.

People who wish to save money for retirement should begin early and withdraw funds late for a comfortable retirement. Here's how much people should save.

Retirement is one of the happiest times in a person's life. But when the excitement wears off, it could also mean emotional turmoil. Here's how to deal with retirement.

For workers no longer employed by their company who provided them with a 401(k) plan, rolling the retirement funds over to an IRA may prove to be a wise decision.

Taking a retirement plan loan has got its own benefits and pitfalls, which are explored in this article.

For those wondering when to start saving money for retirement, the answer is now. Here's how to get started saving money with a number of investment options.

The longer a person waits to retire, the greater the financial cushion. Here's why delaying retirement for as long as possible is recommended.

Retirement is one of the happiest times in a person's life. However, it is often met with challenges in the area of money management. Here's how to budget in retirement.

Whatever company a person might work for, it likely offers a 401(k) retirement plan as part of its benefits package. Here's why everybody should have one.

In 2006, a new tax-free retirement savings option became available to employees of some companies. It's not a Roth IRA, it's a Roth 401(k). Here's how it works.

On April 20, 2009, 60 Minutes' reporter Steve Kroft detailed a plethora of shortcomings with the current 401(k) marketplace.

People who wish to save money for retirement may want to consider an IRA in addition to a 401(k). Here are some benefits to having an IRA.

Vesting is a common term used in the financial industry to describe the way companies dole out their matching retirement funds. Here's how it works.

The 403(b) retirement plan is very similar to a 401(k) with some exceptions. Here's how it works.

Finding it tough to save for that rainy day or retirement? Here are four simple ways that anyone can put money away in a savings account or retirement plan.

Divorce and low home equity with a bad economy mean fewer options. Ask professionals about lower house values and their viewpoints on the best real estate solutions.

The ideal approach to retirement savings is a long-term one, but life can throw out situations that for various reasons upset the best attempts at saving for retirement.

Is there retirement after self employment? Don't expect the government to provide a future. Independent contractors have to plan to retire.

Do women need to plan differently for retirement than men? Definitely.

Borrowing from a retirement plan provides cash for current needs, but may reduce the money available later. It is important to consider options carefully.

Gifts of cash will be coming soon for new graduates. What to do with that money and how to start spending wisely.

In self employment, professionals get to choose their own work and make their own way - aren't these only a few of the benefits? What else comes with the job?

Here are some things that newlyweds need to do to after the wedding to tie up any loose ends.

A big bank account? A nice home office space? A high-speed personal computer with all the bells and whistles? What does it take to be self employed?

Retirement savings not enough? Need a financial safety net? Is a reverse mortgage the answer? More and more enquiring senior homeowners want to know.

Ever wonder how successful companies inspire loyalty and motivate employees to perform at peak levels while others struggle to retain mediocre performers?

Are you struggling to keep-up with debt repayments? Need a way to balance income and expenditure? Find out how to get out of debt in the shortest possible timeframe.

Finding the right way to raise money to start a business can present a challenge. Don't be limited to business loans. Discover the many different ways to borrow money.

Saver's credit, a non-refundable tax credit aimed at boosting the retirement savings of low-to-middle income families, is a great incentive for building a nest egg.

There's plenty of work, but no money in the till. When employers don't keep up their schedule, independent contractors suffer. That's why the self employed need to save.

The popularity of ETFs is increasing rapidly. Portfolio Manager and CEO Kim Arthur explains why ETF strategies are the preferred wealth management solution.