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Personal Budgeting/Finance

Personal Budgeting/Finance Feature Writer: Lena Gott

Welcome! You've found the place to learn how to manage personal finances.

The writers at Suite101 offer evergreen financial advice (such as How to Be Frugal) as well as pertinent financial information related to current events (like Energy Star Appliance Rebates & 2010 Tax Credits). To help our readers cope with tough economic times, we've covered topics such as how to save money by cutting back on spending & where to find free Microsoft Excel budgeting spreadsheets.

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Latest articles in Personal Budgeting/Finance

Piggy Banks: Start Feeding Your Piggy Again
Piggy banks may be for kids but they can teach you a lesson you might have forgotten: Every little bit counts when it comes to saving.
Paying Off Credit Card Debt
Credit card debt is popular throughout the world. Paying off this debt can be difficult. Use some of these tips to simplify the process.
Rising Food Prices - Why there is a Crisis and Tips for Consumers
Rising food prices are causing global concern. What are the reasons for and effect of this crisis and how can you cut down on your grocery bill?
Textbooks – The Gouging of College Students and their Parents
While American's struggle in our currently weakened economy, the costs related to attending a U.S. college or university continues to rise.
Small Business and Personal Finance: Surviving a Slow Economy
Tips to manage your personal financial situation and your small business in a tough economy.
Understanding Common Credit Card Terms
Excessive credit card debt can sometimes be avoided by understanding some of the basic, common credit card terms used in the credit industry.
Getting out of Debt Jobs
What jobs are the most flexible and provide the quickest way to generate cash on a temporary basis in order to get out of debt fast?
Financial Assistance for Children with Disability Special Needs
Find resources to get cash and grants for children with disabilities; help for kids with autism, ADHD, cerebral palsy, severe and learning disabilities.
Tax Deductions - IRS, Income Tax, Rules and Write-Offs
How are individual income taxes affected by IRS tax deductions? Should you take standard or itemized deductions? Do IRS rules govern state tax write-offs?
IRS Schedule A – Itemized Deductions
Claim itemized IRS tax deductions; see a list of federal deductions for taxes on Schedule A. Some popular income tax write-offs only available on Form 1040.
Pros and Cons of Filing Chapter 13 Bankruptcy to Handle Debt
Chapter 13 bankruptcy is an option debtors may choose to work out their financial situations and avoid mortgage foreclosures and stave off lawsuits.
Time for Things That Matter
Time management is incredibly difficult in the modern era. A life mission statement, and focusing on the important rather than the urgent can help
Understanding Credit Card Amortization
Find out how interest on credit cards is calculated and how to make smart payment choices to improve your financial situation.
How to Save Money
When it comes to saving money, it can be a difficult task for many people. Here are some suggestions of ways that you can increase your savings.
Guidelines and Regulations Debt Collection Agencies Must Follow
Collection agencies do have a right to contact the debtor but they must operate under guidelines and regulations that forbid unfair practices.
Money-saving Techniques: Tips on How to Save Money Quickly
If you need to save money quickly, these money-saving techniques can make a big difference to your household finances. Easily pay your bills & reduce debt.
Rules Debt Collection Agencies Must Follow
Debt collection agencies have a negative reputations. You can stop the embarrassing phone calls at work and even home when you take certain steps.
Information for Credit Reporting Agency about Deceased Spouse
To avoid being responsible for the bills and debt of a deceased spouse, contact the credit reporting agencies with the required documents and statements.
Ten Money Saving Tips For New Students in the UK
Each autumn, thousands of university and college students will face the real world for the first time. Here are ten great money saving tips for UK students.
Advantages Of Opting For A Debt Consolidation Agency
Consumer debt consolidation works better when you connect with the right agency.
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