Upon completion of this course students should understand the following:
*How insurance companies are rated
*Auto insurance and its parts
*The difference between homeowners and renters insurance and what each does and does not cover
*Mandatory insurance laws and how to secure insurance if you are a "high risk" driver
*How to secure insurance for special items like expensive jewelry, collectibles, extensive audio/visual equipment
*The difference between term and permanent life insurance and the pros and cons of each
*Annuities what they are, how they work, and who the are for
*The different kinds of health insurance and what to look for
*What disability insurance is and is not and how to shop for it." />
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Buying Insurance

Lesson 5: Annuities

Exercises Lesson 5

The following are commonly voiced criticisms of annuities. Write down a brief (no more than 30 words) response to each.

1. Annuities are lousy investments

2. Annuities are for little old ladies

3. Annuities are bad because insurance companies keep too much of the money as "expenses".

4. Annuities are just more life insurance

5. Annuities stop paying just when you need them the most

6. You could do better in the stock market

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