Upon completion of this course students should understand the following:
*How insurance companies are rated
*Auto insurance and its parts
*The difference between homeowners and renters insurance and what each does and does not cover
*Mandatory insurance laws and how to secure insurance if you are a "high risk" driver
*How to secure insurance for special items like expensive jewelry, collectibles, extensive audio/visual equipment
*The difference between term and permanent life insurance and the pros and cons of each
*Annuities what they are, how they work, and who the are for
*The different kinds of health insurance and what to look for
*What disability insurance is and is not and how to shop for it." />
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Buying Insurance

Lesson 2: Auto Insurance

Medical Payments

A widely misunderstood part of auto insurance is Medical Payments. It is not to be confused with Liability discussed above. Medical Payment insurance covers you and in some instances your pasengers for injuries that you sustain that are not covered by the other driver's insurance. In some instances, Medical Payment may come into play if the other driver's limits of liability have been exhausted. Medical Payment insurance is not frequently used, but it is inexpensive in cost. This insurance generally has low limits and may be optional. For arguments for not carrying this insurance see Hungelmann, pp.35-36.

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Lessons

Introduction
Lesson 1: The Basics
Lesson 2: Auto Insurance
• Collision and Comprehensive
• Liability
• Medical Payments
• Uninsured and Underinsured Motorist
• The High Risk Driver
• Exercises Lesson 2
Lesson 3: Homeowners and Renters Insurance
Lesson 4: Personal Life Insurance
Lesson 5: Annuities
Lesson 6: Health Insurance
Lesson 7: Disability Insurance
Lesson 8: How To Be A Savvy Insurance Buyer