Index Mutual Funds & Spiders (SPY, DIA etc.)
- RandeS
- BenWalsh
- RandeS
- Karin1
- Karin1
- KirkL
- SteveT
- RandeS
- KirkL
- RandeS
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For the corresponding "live" discussions, post in the active topic forum here.
» RandeS - Karin,
Karin,As long as expenses are in line with Vanguard, and the manager has the ability to track the index as well as Gus Sauter, then there would be an advantage to getting in early -- far less imbedded unrealized gains that might get distributed to newer shareholders (who didn't personally benefit from previous rise) who get caught in the event of a massive market selloff. The big IFs here are expenses and ability to track the index.
-- posted by RandeS
» KirkL - Basis Point Difference
Vanguard VTSMX 0.20% Annual Expense RatioWilshire5000 Fund 0.55% Annual Expense Ratio
Amount - With 0.20% - With 0.55%
$10,000 ------ $20 ---------- $55
$100,000 ---- $200 ---------- $550
$1,000,000 - $2,000 -------- $5,500
Note, you pay this fee EVERY YEAR!
-- posted by KirkL
» RandeS - Isn't the expense ratio for the Wilshire product only 35 bp? T
Isn't the expense ratio for the Wilshire product only 35 bp? Typically, the 12b-1 fees are listed separatetly, but the total expense ratio is inclusive of these. Believe the fund as a 20bp 12b-1 fee and a total expense ratio of 35bp. Could be wrong, as haven't taken a real close look. Still happy with Vanguard alternative, both from fee standpoint and ability of manager to closely track this broad-based index.-- posted by RandeS
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