Bob Brinker Free Discussion Site 59,820+: Re-Balance Portfolio Advise

» allancoleman - Re-Balance Portfolio Advise

In response to Re-Balance Portfolio Advise posted by dmete3:

hello dmete3 ,

i'm afarid i'll have to defer your question to others here who are more familar with a blend of various mutual funds as you want . i usually don't spread my investment dollars out like that . not saying your idea is bad . matter of fact , you may very well beat me over the long term . but for my style of KISS ( keep it simple stupid ) investing , where i don't have alot of different investment positions to ' unwind ' when i get ready to make a big asset allocation shift ; i usually am large caps or not at all . just me .

as for timing , if you've got that long left before you retire , i don't think it much matters when you do your asset alloction . heck , you've got 20 years yet before you'll need it . for myself , 6 years into retirement and with probably 20 to 30 years left of distributions to plan for , i have to be more conservative and preserve my capital . i don't have time on my side like you do to make up for a correction or another deep down turn .

-- posted by allancoleman