Bob Brinker Free Discussion Site 59,820+

Top 1093. Feb 12, 2006 5:44 PM

» pete2214 - RE: Bob Brinker: "Outliers or Outliars"???

In response to RE: Bob Brinker: "Outliers or Outliars"??? posted by iamacamera:

Was bob on yesterday? I didn't think he was on.

-- posted by pete2214

Top 1094. Feb 12, 2006 6:05 PM

» iamacamera - RE: Bob Brinker: "Outliers or Outliars"???

In response to RE: Bob Brinker: "Outliers or Outliars"??? posted by pete2214:

No, it was Terry Savage

-- posted by iamacamera

Top 1095. Feb 12, 2006 6:11 PM

» allancoleman - RE: Bob Brinker: "Outliers or Outliars"???

In response to RE: Bob Brinker: "Outliers or Outliars"??? posted by iamacamera:

hello iamacamera ,

bob brinker was not on this whole weekend so it would have been either Terry Savage or her guest who would have handled the question . as far as what i would have done if i were foolish enough to buy Q's and ride them down to $20 bucks a share waiting for another party to tell me when to sell , i would have converted them to a Roth inside that deferred account and at least have gotten he gain from $20 to Q's present value now TAXFREE .

yes i agree with you that the circumstances of a Roth conversion depends on each individual . i disagree with your logic that if there are no heirs , what difference does it make . it makes plenty of difference weither you have heirs or not cause the higher your RMD , the more uncle sam makes and once you get into a high enough tax bracket after age 70 1/2 , there almost no way out .

at 84 years of age that caller's ' divisor ' under the " Table III ( Uniform Lifetime ) " is 15.5 . that calculates to a distribution of $77,419.54 or $1.2m divided by 15.5 . that puts him at the 25% tax backet on the amount above $30,650 according to the 2006 tax rate schedules . which really isn't bad . that callers ' divisor ' next year will be 14.8 at age 85 and the amount of next year's distribution will be determined by his ending value in his deferred accounts on december 31 , 2006 .

i also agree with your math on the growing number of posters who ARE bob brinker . smile . afterall there's inflation to take into account . before it's over with , Honey will have you , me , bob brinker , bob brinker jr. , dija , and others lumped together . it's happened in the past . smile .

-- posted by allancoleman

Top 1096. Feb 12, 2006 6:15 PM

» allancoleman - RE: Bob Brinker: "Outliers or Outliars"???

In response to RE: Bob Brinker: "Outliers or Outliars"??? posted by pete2214:

hello pete ,

bob brinker was absent the entire weekend . Terry Savage did say bob brinker would be on next weekend . Terry's guest today was excellent . he was a IRA expert and author and covered many of the issues Kirk & I discuss on the Roth conversion forum .

-- posted by allancoleman

Top 1097. Feb 12, 2006 6:44 PM

» allancoleman - RE: Bob Brinker: "Outliers or Outliars"???

In response to RE: Bob Brinker: "Outliers or Outliars"??? posted by allancoleman:

Terry Savage's guest on bob brinker's show today mentioned his web site :

http://www.irahelp.com

it sounded like Terry recommended this gentleman and referred all her tough IRA questions to him . enjoy

p.s. one of the things i learned from listening today was in the past i assumed that you could lump all deferred accounts together to calculate your RMD at age 70 1/2 and take your distribution from either of your accounts . this expert today lead me to believe one must calculate your 401(k) separate from your IRA separate from your 403(b) , etc . something i'll have to check . ? ?

-- posted by allancoleman

Top 1098. Feb 12, 2006 7:18 PM

» honeyoneohone - RE: Bob Brinker: "Outliers or Outliars"???

In response to RE: Bob Brinker: "Outliers or Outliars"??? posted by iamacamera:

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Iamacamera said: "According to Honey approximately 50% of the posters ARE Bob Brinker."

Mr.camera,

You may be good at taking pictures, but you are certainly truth-challenged. I have NEVER said even one poster on this site was Bob Brinker.

If you don't mind, I'd appreciate it if you would either stick to the truth when you talk about me, or kindly not do it at all. That way I won't be forced to call you what you obviously are...

Marilyn

-- posted by honeyoneohone

Top 1099. Feb 12, 2006 7:26 PM

» honeyoneohone - RE: Bob Brinker: "Outliers or Outliars"???

In response to RE: Bob Brinker: "Outliers or Outliars"??? posted by allancoleman:

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allancoleman said: "Honey will have you , me , bob brinker , bob brinker jr. , dija , and others lumped together . it's happened in the past . "

allancoleman, YOUR SMILEY FACE IS WASTED ON ME, BUSTER!

I will say the same thing to you that I said to iamacamera. You are truth-challenged. I have never done what you said I did!!

If you cannot restrain yourself from lying about me, kindly do not mention me at all. Otherwise, I will be forced to call you what you so very obviously are...

For now, I'll just say this very slowly for you so that you understand it:

DO NOT MAKE UP LIES ABOUT ME AND POST THEM HERE, OR ATTACK ME ON A PERSONAL LEVEL!! CAPICE??

-- posted by honeyoneohone

Top 1100. Feb 13, 2006 9:21 PM

» gabbai - Terry Savage

Is it appropriate to post a comment re: Bob's replacement - i.e. Terry Savage?

If so, I would say I was not impressed at all. There was a call from a guy who I thought had a good idea as far as borrowing money with a home equity loan and using it for an aged parent. She was touting reverse mortgages but I don't think she really was willing to take the time to evaluate it properly. I thought the caller was more knowledgeable than she.

-- posted by gabbai

Top 1101. Feb 14, 2006 7:01 AM

» allancoleman - Terry Savage

In response to Terry Savage posted by Kirk:

Kirk's right gabbai . there really isn't any one right or wrong way to do some of this stuff . there's other issues involved , especially when it concerns family members with an estate and a senior's care , that can really complcate matters .

Kirk's right that a reverse mortgage keeps the mom's house separate from other financial considerations in the estate .

-- posted by allancoleman