Lessons
This first lesson discusses the basic principle underlying all insurance. It summarizes how insurance companies are rated and what the rating means....
How It Works
Insurance Company Ratings
Coinsurance
Big national or local agency?
Bibliography
Lesson 2: Auto Insurance
This lesson discusses the parts of an auto insurance policy. It reviews Collision and Comprehensive, the two parts of the physical damage elements of...
Collision and Comprehensive
Liability
Medical Payments
Uninsured and Underinsured Motorist
The High Risk Driver
Exercises Lesson 2
Lesson 3: Homeowners and Renters Insurance
In this lesson we will take up the parts of a homeowners insurance policy and discuss the provision for "replacement cost." We will examine some of...
Parts of a Homeowners Policy
Contents
Additional Coverages
Homeowners Liability
Renters and Condominium Owners Insurance
Exercises Lesson 3
Lesson 4: Personal Life Insurance
This lesson deals with some of the misconceptions regarding life insurance and the mental obstacles to purchasing it. The lesson discusses the two...
Why Life Insurance?
Term Insurance
Group Life Insurance
When To Choose Term Life Insurance
Permanent Life Insurance
Exercises Lesson 4
Lesson 5: Annuities
This lesson deals with annuities. It outlines what annuities are and how they differ from life insurance. It reviews the parts common to all...
Annuities Aren't Life Insurance (And Vice Versa)
Types of Annuities
The Parts Of A Deferred Annuity and Payout Choices
Immediate Annuities and Other Options
Shopping For An Annuity
Exercises Lesson 5
Lesson 6: Health Insurance
This lesson discusses the difficulties surrounding the individual who wishes to purchase individual health insurance. It reviews the different kinds...
Group Health Insurance
HMO, PPO, And Other Options
Deductibles and Copayments
So What Is Covered?
Solving Some Health Insurance Problems
Exercises Lesson 6
Lesson 7: Disability Insurance
This lesson describes the different types of disabilty insurance. It distinguishes disability insurance from other types of health insurance. It...
What Disability Insurance Is And Isn't
Types of Disability Insurance
Defining "Disability" And Other Key Terms
Disability Insurance and Workmens Compensation
Disability and The Self Employed
Exercises Lesson 7
Lesson 8: How To Be A Savvy Insurance Buyer
The following suggestions will help you become a more savvy insurance buyer. This lesson outlines things that you need to do. It discusses the...
Things You Need To Do
You And Your Agent
Claims
Insurance Not To Buy
