Sunblock in your Makeup

I only think about sun damage when I'm out in my swimsuit for some reason, but I know it's happening year round, even when it's cold out. Doubtful that I'm going to start using a sunblock under my moisturizer and foundation, so the trick is to buy makeup or lotion that already has UV filters in it. Then your protection is a no brainer. That's skin care I can handle.