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Dec 4, 2008

Saving Money During the Holidays by Saying No

This year is especially stressful, with the state of the economy and the pressure to still make the holidays "merry" and "festive."

Maybe you're not travelling this year, or you're cutting back by not buying expensive gifts. You can still make the holidays fun and memorable. Even if you decide you will only be giving each other one gift, make that present thoughtful and from the heart. The most expensive gifts aren't the ones you remember most. They are the ones that people personalize and take the time and effort to find or even make.

If you don't feel like attending another holiday party, don't be afraid to turn down an invitiation. Spend time with your kids instead.

Be sure to take lots of holiday pictures, and enjoy those special, simple moments with family and friends. Those are what really count.