Weird Insurance Claims

Posted by Lisa Nichols Nov 8, 2006

Weird insurance claim #1: Terrence Dickson of Pennsylvania robbed a house and then accidentally locked himself in the homeowner’s garage, which had a broken garage door opener. Stuck for more than a week, he lived off of dog food and soda. Dickson filed- and won- a homeowner’s insurance claim against the homeowners for undue mental anguish. The pay-out? A hefty half million!

Weird insurance claim #2: Jerry Williams of Little Rock, Arkansas won more than $14K- plus medical expenses- on a dog bite insurance claim against his neighbors. Williams, who was hanging in the neighbor’s yard at the time the beagle attacked him, got chomped after continually firing a pellet gun at the dog.

Weird insurance claim #3: Amber Carson of Pennsylvania received a six figure insurance judgment after falling and cracking her tailbone as the result of a spilled drink. The kicker? The soda had spilled on the floor when Carson threw it at someone during an earlier altercation.

And finally, a bouncer avoidance claim from Kara Walton of Claymont, Delaware. Walton sued a night club after she fell through a window and broke some teeth, winning an insurance judgment of more than $12,000. At the time, Walton was sneaking into the club so she wouldn’t have to pay a cover charge.

Learn more about how to file a claim, including steps to take and what to expect.

Talk back with the author- tell Lisa Nichols about your wild or weird claim and submit your news, tips and story ideas for the insurance blog.