Homeowners Insurance Discounts

Posted by Lisa Nichols Jan 14, 2008

I recently penned an article about ways to save money on your homeowner’s insurance policy. It’s an article that I needed to write. I’m as bad anyone when it comes to reviewing my insurance coverage to make sure I’m saving money. But now that I’m going to move, I’ve got to step up my game and start looking for some new insurance policies.

There are a number of ways to get homeowners insurance policy discounts. If you upgrade your roof, you might be eligible for a significant discount on your homeowners insurance. If you have an older home, you can look at upgrading your wiring, heating and plumbing to save money on insurance. Anything you can do to make your home safer might result in a discount on your homeowner’s insurance policy.

Before you do any major upgrades to your home for an insurance benefit, contact your homeowner's insurance company or your insurance agent to make sure it will give you a discount. I used to listen in to customer service calls at a large P & C insurance company to provide input for customer retention practices. People called in all the time after they’d spent a bundle, only to find that new carpet, or some other expensive, cosmetic upgrade, wouldn’t result in a discount on their homeowners insurance.

Learn more about getting homeowners insurance discounts.

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