Insurance Coverage for Spa Services

Posted by Elaine Moore May 5, 2009

Spas offer a number of different medical therapies including hydrotherapy procedures and massage. Individuals with certain medical diagnoses such as arthritis, degenerative disk disease, fibromyalgia, and various neurodegenerative and autoimmune disorders may be surprised to find that their medical insurance covers certain spa services.

For instance, insurance may cover a limited number of hydrotherapy or massage sessions for patients with rheumatological disorders. In some cases hydrotherapy sessions may be scheduled 5 days/weekly. Depending on the number of physical therapy rehabilitation services in the area, insurance may cover sessions at health clubs, wellness centers, spa, or gymnasiums. Occasionally, patients are first sent to a physical therapist for instructions and then scheduled for sessions at locations that are more convenient.

Studies conducted by the National Center for Complementary and Alternative Medicine show that hydrotherapy, massage, and acupuncture are all effective remedies for certain medical conditions. Check with your health care provider to see what complementary services you may be eligible for before scheduling your next spa session.

Certain dermatological procedures performed at spas may also be covered by insurance depending on the individual’s diagnosis. Although procedures performed for cosmetic purposes are generally not covered, individuals with skin conditions related to specific conditions may be covered.