Core means place 80 to 99% of your money into a CORE, buy-and-hold, no load, mutual fund portfolio and then Explore with the remainder as you learn." />
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Investing/Personal Finance

Reverse Mortgage Safeguards Protect Seniors (2/15/06)
A reverse mortgage is a loan that enables senior homeowners 62 or older to borrow against the equity in their home, without having to sell the home, give up title, or take on a new monthly mortgage payment.
NanoViricides, Inc. [NNVC] (01/09/06)
NanoViricides, Inc. is a development stage company that is creating special purpose nanomaterials for anti-viral therapy. A nanoviricide(TM) is a specially designed, flexible, nanomaterial with or without an encapsulated active pharmaceutical ingredient and a targeting ligand to a specific type of virus, like a guided missile.
Bob Brinker Update for December 2005
Bob Brinker is Bullish and recommending a FULLY INVESTED as of December 24, 2005. For new money, Bob recommends...
I Bond Interest Rates – Currently 6.73% (12/22/05)
I Bonds currently guarantee 6.73%
Bob Brinker Update for November 2005
Summary of Bob Brinker's Market Outlook for October
War with Iraq: Leave or Stay and Finish the Job?
A lively debate splits the country about what we should do in Iraq now that Saddam Hussein has been removed from power. Come join the debate and give us your opinion.
Bob Brinker Update for October 2005
Summary of Bob Brinker's Market Outlook for October
Introducing JB's Juicy Bits
JB moderates a forum for young investors and all others who are interested in investing, saving and watching movies.
Bob Brinker Update for September 2005
Summary of Bob Brinker's Market Outlook
Hurricane Katrina: A Failure in New Orleans LA
The Department of Homeland Security failed. Government leaders from the Mayor of New Orleans all the way up to the president of the United States failed. How do we get this right?
Real Estate: Are We In A Bubble?
Kirk discusses past bubbles, discusses ECRI's "Leading Home Price Index" and suggests ways to avoid trouble if this a bubble about to burst.
Fidelity - Lowest Cost Index Funds (for now)
For now, Fidelity leads the race for low cost index funds. At the other end, one company charges you 1.5%!
Market Outlook
A summary of my market outlook for 2005.
Terry Savage
A well known expert on personal finance
Asset Allocation Review: Jan 2005
Shows how asset allocation smoothes portfolio returns in up and down markets. Updated for 2004 final results.
John Murphy, King of Technical Analysis
One of the best technical analysts of all time.
The Next Great Bubble Boom: How to Profit from the Greatest Boom in History, 2005-2009
"How to Profit from the Greatest Boom in History, 2005-2009" by Harry S. Dent
Tax Cuts - A Simple Lesson in Economics
The exact numbers are debatable but the message at the end is clear. I believe one political party in the US is doing all it can to “beat up” corporations and successful people who pay taxes. If they are not careful, nobody will be left to pay the bills.
Surviving a Natural Disaster or Terrorist Attack
There is no better investment than one made which saves your life. This article and related discussion could do just that.
Stock Trader's Almanac 2005
"Information is key to successful investing and investors will find the Almanac chock-a-block source of need-to-know stuff. " --STEVE FORBES, President, CEO, and Editor in Chief, Forbes
Why I Won’t Be Buying Google at the IPO
Google could be the next Microsoft or Qualcom and soar for years after their IPO, but the odds are against it.
Federal Express
Why Federal Express has been a good investment
Penny Stock Mentality
Updated article about investing in penny stocks
We Got a Bottom, Now What?
Where do we go from here?
Is A Major Market Bottom Brewing?
I believe the evidence is strong for a major market bottom to be eminent.
“New Novelist” Novel Writing Software
A simple, inexpensive, easy-to-use writing program to help you write novels.
Asset Allocation Review for 2003
Shows how asset allocation smoothes portfolio returns in up and down markets. Updated for 2003 final results.
FED Model, Earnings Trends; Some Context for it
Forward EPS estimates have risen at an 18% annualized rate over the past 3 months, at a 15% rate over the past 6 months, and at an 8% rate over the past year. Trailing Operating EPS have risen 23% in the past year. Reported EPS have also risen 23% in the past year. In this context it's tough to predict a market crash. This article explains why.
Job Loss and Mutually Assured Destruction
Mutually Assured Destruction was what kept the US and former Soviet Union from nuking each other. I think we were pretty lucky we managed to survive. What are the odds that the non super powers who are now getting nuclear weapons will be as lucky?
Recommended Investment Books - Basic
Investment books I recommend folks read before they start to invest.
May 2003 Monthly and YTD Results
May 2003 was sure a great month to be invested in the market!
Asset Allocation Review Through 2002
Shows how asset allocation smoothes portfolio returns in up and down markets
Penny Stock Mentality
Allan Gust shares advice that all investors in penny stocks should know.
Kirk, Are You Bullish or Bearish?
My answer to this simple question.
Alternative Minimum Tax: Tricky Year End Tax Planning
We’ve all gotten into the habit of taking as many deductions as possible before December 31 and putting off whatever income we can until after January 1. Well that scenario may not be your best tax planning strategy this year because of the new AMT legislation. This article discusses the issues.
More On The Folly of Market Timing
More of Kirk's thoughts on market timing and why he uses asset allocation instead.
Roger Arnold
Introducing Business TalkRadio Host Roger Arnold
Using Asset Allocation to make money in a Flat Market
How to use market volatility to make money in a flat market without market timing.
Linda T. Mead FREE Investment Seminar
Linda Mead will be holding a free week-long seminar entitled "Looking for Mr. GoodBuy: A Guide to Finding Stocks Worth Committing To," starting July 29. The seminar will be held in the Discussion Threads Here.
Misconceptions: Market Timing verse Stock Picking
A discussion of market timing verse stock picking
Kirk's Newsletter Q and A - Part 1:
Kirk Answers questions about his online investment newsletter
The Problem with Telecom
Broadband needs to be more reliable and easy to use before the Telecom problems will end.
Ask Rande
Get your investment questions answered by an expert for free.
Should You Count on Social Security?
Lita explains Social Security issues and what they mean to you.
Asset Allocation Review
Shows how asset allocation smoothes portfolio returns
Great Investment Web Sites
We have a discussion thread to post your favorite investment web sites or articles listing their favorite investment web sites.
Shopping Online for Deals 2001
How to save money shopping online. Kirk updates this annual article with his latest ideas.
Balanced Portfolio for Retirement
This article explores how my suggested 50:50 portfolio does in a terrible bear market.
Terrorists Attack the US
WTC Towers Destroyed and Pentagon damaged. 4 airliners hijacked and crashed. Thousands dead in act of war against the United States.
Oracle and its Flamboyant CEO Larry Ellision
Oracle has seen huge gains since its IPO one day before Microsoft (MSFT) and has made its investors rich, but it still trails Microsoft as Microsoft is the winner in the applications market.
Kirk's Thoughts on the NASDAQ
I don't know what the market will do in the short term, but I sure expect it to be higher in ten years. Don't miss the train!
When to Refinance Your Home Mortgage
Examines refinancing your home mortgage
Technical Analysis
TA: Technical Analysis - Pros and Cons
Picking a City for Business
John Stolberg discusses what makes a city attractive for a business
Asset Allocation and Diversification
Asset allocation explained with simple suggestions
Using Money Managers
How to choose a Money Manager
Online Trading Addiction
Do you have a problem with "Online Trading Addiction"? This article helps you answer that question and offers resources on where to get help.
Year End Preparation
How to keep more of your money in the next year.
Shopping Online for Deals
Saving Money Online - using comparison shopping engines
Wall $treet Week with Louis Rukeyser.
Steve Thompson Celebrates 30 Years of "Wall Street Week with Louis Rukeyser"
Penny Stocks
Why buying penny stocks is more gambling than investing
Books to Teach Yourself About Investing
Kirk gives his top investment books for a new investor
Market Timing: Should You Attempt It?
This is a popular debate on our site. This article looks at some of the ins and outs of market timing.
3 Steps to Financial Success
1. Asset Allocation 2. Implementation 3. Monitoring Your Portfolio
Take Control Of Your 401(k)
Tim Younkin discusses your 401(k) Statement
Who do we listen to in the year 2000?
Were some lucky or visionary?
Compounding and Compound Interest Explained
Kirk Lindstrom explains "Compounding", "compound interest rates" and "The Rule of 72".
PEG Ratio, Another Market Valuation Tool
Kirk Lindstrom discusses methods used to value the stock market
Lita's Mutual Fund Trends
Lita Epstein discusses trends in the mutual fund industry.
Market Review at New All Time Highs
Kirk's review of market indicators and asset allocation
Women's Long Term Investing
Lita Epstein discusses some long term investment issues unique to women.
P/E Should Stand for Profit Expectations
Rande Spiegelman explains Price to Earnings Ratio (PE)
Questions, Answers and More on Asset Allocation
Discussion of market timing, asset allocation and market corrections.
1999 Looks to be an Interesting Year
What the stock market did in 1998 and what we expect might happen in 1999.
Caution in the Face of Investor Euphoria
Kirk's thoughts on the Stock Market as it sits at near record levels
Long Live the Greatest Bull Market of all time!
stock market summary
BEAR MARKET OR CORRECTION?
Is this the start of a bear market or a major market correction?
PRESERVATION OF CAPITAL
Why preservation of capital is important to a sound investment strategy and how to use a risk pyramid to achieve this goal.
Only Three Things
Article discusses realestate location and stock market valuation as keys to making money in either area.
US and FOREIGN ASSET ALLOCATION
This article discusses the "Equity Allocation" of a good, balanced investment portfolio.
St. Patrick's Day and Asset Allocation
The Irish government is making it attractive for companies to do manufacturing in Ireland
Asset Allocation
The most important investment decision investors can make is determining their asset allocation. This article will help you.
Who Do We Listen To Next Year?
Who's advice do we consider for 2000?
Caution in the Face of Investor Euphoria
Kirk's thoughts on the Stock Market as it sits at near record levels
Getting Started : Charting Your Investments
Tips for Investors
New Year's Resolution
Lets make this the year that you get organized and start investing for your future.
End of the Year - Asset Allocation
Having a good asset allocation is the best way to insure reasonable investment return year after year.
Gut Check Time
Consider changing your panic level or don't invest in the stock market unless you wish to continue to lose money
"IRA Talk" Guest Article by Ruth Mohanram
The following information comes from Ruth Mohanram, president of "Many Happy Returns," a financial planning and income tax preparation business.
Good and Bad Investments
There are many, many people in the world that are more than willing to remove any extra money you have that you are not using at this moment.
Foreign Affairs
How to find a stock or mutual fund on a foreign exchange
First Investments: Getting Started
Suggestions for first stock investments
Diversity helps weather the storms: If you must have one thing,
Know what you have, what you paid for it, and how your total portfolio performance is doing.
Metrics: The First Step to Improve Something is to MEASURE it.
People don't know any better and get advice from someone who gets a commission to sell them a mutual fund.
So You Wanna Get Rich?: Index 500 Funds returned about 23% in 1996
Index Funds, Newsletter,

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