What they don't tell you about creditIt really is imperative that you stay on top of your credit report. Errors abound and those errors will cost you money. If your credit score is low you will not be offered the best rate. You can check your credit report at: http://www.freecreditreport.com Or http://www.creditworthy.com/providers/ag... The three main credit agencies that are used in the U.S. are: TransUnion, Experian and Equifax. Check your credit report often. Frequently, accounts you closed are not reported as closed, and that is an error that you can easily remedy by contacting the lender. Be sure to send a copy of your letter to each of the credit agencies so they will know that you want the error fixed. It does take a bit of work, but it will save you money by getting you a lower interest rate.
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