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Managing Your Household 'Office Central'

© Judy Brown

Spring is in the air and with it comes visions of an organized home. One area that most people find daunting is handling the everyday paperwork involved in managing the household. I touched on some of the ways to manage your paperwork in a previous article, here's a few more tips to save time and money.

There are many different ways of doing things so you need to figure out what's right for you. Hope these ideas will be helpful for you.

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* Instead of using an address book, use a rolodex or box with index cards. You can write all needed details on the back of the card and when detail or addresses change, just make a new card and toss the old one out. * Keep business cards in a box in the drawer, staple the ones you will refer to often right onto a card in your rolodex. Transfer numbers into your pocket phone book ASAP. Toss out cards that you KNOW you won't use or no longer need.

* Use the back of any business letters for scrap paper, you can use it in your printer to print info off the net, you can also use it for notepads if you have several pieces , cut in quarters, staple them together and leave by the phone.

* Do your banking by internet or telephone, don't stand in line ups at the bank. You can pay bills by net banking or set up a telephone bill payment feature at most local banks. You don't need to worry about cheques or stamps etc. and can do it anytime of the day or night. You can also print out your records, make a loan and check your account balances.

* Check at the bank to see if they have a financial planner, many banks offer a free consultation. Might be a good idea to get some advice on setting up your budget and investment portfolio. Don't think that because you are young and working that you don't need to think about retirement. Start thinking about your future NOW!

* Get some scrap material and make a mail bag...this hangs on your doorknob or near your desk. As soon as you have something ready to mail out, put it in the bag. Take the bag along the next time you go

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