Preparing for Economic Hardship

5) Don't give up on saving. You may not be able to save as much, but saving at least a few dollars on a regular basis will keep you in the habit of living below your means (no matter how meager they seem at the time).

6) Remember that there are always others worse off than ourselves. When things are hard on the economic front, it's easy to start feeling sorry for ourselves and jealous of those who have more. Something that always helps me is to remember those who are less fortunate than myself and to do what I can to help them. This may mean giving food items that I got free with coupons, or gently used clothing that I no longer use. My giving may not cost me anything more than time, but it reminds me how much I truly have--enough to share it with others.

Our country is a great one. We value our freedom and independence, but there will be no shortage of help for those with economic troubles. As we deal with the recent terrorist attacks and the physical and economic damage they caused, let us help each other--and accept help from others--as we have need.

God bless America, and God bless you.

Jen Krausz

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