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By my calculations, the so-called good deal on the transfer would have added half a month to our payoff time. That isn't a good deal to me. With credit cards, it's definitely buyer-beware!
The first calculator will give a rough estimate of how long it will take to pay off each card as well as how much interest you are paying. The second only shows how long it will take to pay off balances but is more exact. I believe that the Miserly Moms and Cheapskate monthly web sites also have debt snowball calculators that will show how long your total debt load will take to pay off.
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