Impulse Buying IS the enemy!
You should plan every purchase you make outside of groceries. You need to plan for grocery shopping, but on a completely different level of course!
Every purchase from shoes to cars should be well thought out and researched. For example if you are going to buy a computer, what options do you really need? Do you really need a top of the line VCR if a lesser model will provide you with the functions you NEED?
Clothing, shoes and housewares are a good exmaple of how well thought out planning pay off. Franchise stores such as Walmart, Kmart and Target feature what the industry considers "loss items". These items are designed to get you into the store to shop. They KNOW they will lose money by pricing these objects lower to get you into the store. They do this because they plan that once you are in the store you will buy some of the many products that are marked up to make up for the loss. It's actually VERY clever marketing on their part.
Buy the Sunday Paper and review the circulars for the stores in your area. Keep a small savings account for items you will need in the near future or would like to purchase. When you have done your research, and you are confident that a given price is the best you can do, you will be able to make the purchase with confidence.
Shopping online is also a vertible goldmine of great buys. Many sites offer free shipping and you do not have to pay sales tax either. Do a search on yahoo (http://www.yahoo.com) for comparison shopping of (fill in the blank). There are too many of these services to list here.
In addition to doing your own comparison shopping, using the services, you need to do research on makes and models of items you want to purchase. I found two sites that are easy to navigate. These are:
By putting away small amounts of money now and planning to make those purchases you will save yourself a great deal of money in the long run!
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