You Have to Make a Choice!Choices, choices, choices! It seems that every day we are bombarded with an ever-increasing list of choices, from the coffee we drink in the morning to the type of pillow we sleep on at night. However, now more than ever before are we bombarded with the schools we choose when pursuing a college education. This week, I would like to discuss those choices with you and try to help you figure out how to decide what is best for you. I know that all of the information you are getting gets confusing, so let's start to wade through it shall we? First off, let's talk about what not to do. I know that from a monetary point of view, costs for college are exorbitant and can intimidate those wanting to attend. I understand (and advise) that college costs be a factor in deciding where you go to school. And I always recommend doing what is economically feasible for you and your family. However, don't shortchange yourself. If you have the opportunity to go to a great school, the best thing you can do for your career later and for yourself now, is to go. Think of it this way: you may go into debt for awhile, and you may have to live off a lot of macaroni and cheese, but if you can manage to graduate and get a good job, you can pay all of that off, and you'll be better off for it. That isn't meant to scare prospective students; its just a little bit of a reality check. In most cases federal and private aid will cover the majority of college expenses for lower and middle class families, so please don't be scared off by the initial price shock. Be cool, be calm, and evaluate your options and all of the prices thrown at you. Don't make a decision until you have all of the facts and figures on paper, where you can compare them for yourself. So, let's get down to business and get some pointers! First off, don't be fooled by participation. Just because a school participates in a Federal Aid Program does not mean the US Department of Education endorses it, so check each school carefully. Ask the school to see a copy of their accreditation and licensing. The Federal Aid Programs only review a school based on how they administer their federal aid, not their curriculum or other educational aspects. Accreditation and Educational agencies have set minimum requirements that each school should follow, but it is up to you to check on them. Don't let aid be your guide for all decision-making aspects.
The copyright of the article You Have to Make a Choice! in Financial Aid is owned by Shauna Zamarripa. Permission to republish You Have to Make a Choice! in print or online must be granted by the author in writing.
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