Four Life Insurance Myths for the Young Family

While the first and foremost reason for any life insurance purchase is to provide protection for your family, permanent insurance policies, such as whole life, universal life, or variable life, offer other features that many people find attractive. Specifically, permanent policies provide a cash accumulation value that grows over time and can be borrowed against. And contrary to what many people believe, long-term rates of return on the cash value are generally comparable to relatively low risk investment products. Because understanding rates of return is often difficult, the best way to find the right products for your needs is with the help of a qualified insurance agent or other financial advisor.

For a free Consumer's Guide to Insurance, call 888-LIFE-777, or visit www.life-line.org.

Presented by LIFE AND HEALTH INSURANCE FOUNDATION FOR EDUCATION

A NONPROFIT ORGANIZATION

David F. Woods is President of the Life and Health Insurance Foundation for Education

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