Contentment RobbersSomeone recently told me that they were tired of being in debt and were ready to get their spending under control. But they were concerned about the fact that they still enjoyed spending money to pamper themselves. They were looking for inexpensive "luxury" ideas. I didn't necessarily have specific luxury ideas to suggest, but what I've found over the past several years is that my idea of what constitutes a luxury has changed greatly. When we started on a drastic debt-repayment plan we had no extra money for anything but the absolute barest necessities for almost five years. I couldn't even shop at thrift stores for clothes -- that would've been too expensive for our severely limited budget. We learned to make things ourselves, accept hand-me-downs from friends and family, make do with what we had, or do without. It was either live like that or be forced into Bankruptcy by our impatient and increasingly nasty creditors. We chose to knuckle under and do what needed to be done, no matter how difficult, in order to pay off our creditors (mainly some huge hospital bills from three premature babies). One of the fist things I noticed when we started our debt repayment plan was the discontent that seemed to overtake me almost constantly. I started praying that I would discover where this discontent was coming from so I could overcome it and put it to rest. Well, it turned out (for me at the time) that the main Contentment Robbers were:
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