401(k) Guide - What do You Need to Know?

1. What are the 401(k) Savings Limits for 2012? How much can you save into a 401(k) this year? Have catch-up contributions increased? Find out what you need to know here. »
2. A Guide to Vesting and Balance Ownership in 401(k)s When do you actually 'own' the contributions your employer makes into your 401(k) plan on your behalf? Does vesting affect the money you save? This is information worth knowing, especially if you are considering moving to a new job/company. »
3. What are the Average 401(k) Balances by Age Group? Are you saving enough into your 401(k)? This article by Elaine MInk gives a useful snapshot of the average balance by age group. »
4. What are the Pros and Cons of Borrowing From Your 401(k) Account? Thinking about borrowing against your 401(k) plan? This comes with advantages and disadvantages and you should make sure to understand the full picture before taking money out of your plan. »
5. How do 401(k) Hardship Distributions Work? In some cases the IRS will allow you to take hardship withdrawals from a 401(k) without making you pay tax penalties. When and how does this work? »
6. An Introduction to 401(k) Calculators and Their Functions Knowing the financial implications of 401(k) savings and plan options is important. There are many different online calculators that can help you make the right decisions at the right time. What can these tools do for you? »
7. Understanding the Basics of 401(k) Savings Need a primer on 401(k) accounts? Learn the basics here. »

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